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How to Get Out of Debt, Stay Out of Debt and Live Prosperously*,9780553382020
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How to Get Out of Debt, Stay Out of Debt and Live Prosperously*


Edition: Revised
Author(s): MUNDIS, JERROLD
ISBN10:  0553382020
ISBN13:  9780553382020
Format:  Trade Paper
Pub. Date:  1/1/2003
Publisher(s): Bantam

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SummaryTable of Contents
If you want to free yourself from the shackles of debt, this book is for you--it can help you get out of debt, stay out of debt, and live prosperously. Softcover.
Preface 1(8)
This Isn't About Eating Cat Food and Working Harder
You Are Not Alone
What Debt Does to Us
Where This Program Comes From
You Don't Have to Go One More Dollar into Debt
Part I The Debt Spiral
What Is Debt?
9(10)
I.O.U
The Secured Loan
Why Secured Loans Are Not Debt
This Is It
This Is It Too
The Nature of Debting
19(5)
Compulsive Debting
Problem Debting
Reasonable Debting
Warning Signs
24(12)
Is It the 15th Already? The Unopened Mail
The Unbalanced Account
The Unsent Check
Not Much Down
The Department Stores
Cash Advances
A Couple of Bucks Till Tomorrow
It's the Adult Thing to Do
If One Is Good, Two Are Better
I Handled That, by God
Money Is a Personal Matter
The Canceled Account
Saved by the Bell
Who Knows What the Details Are? Minimums
Next Month Is Next Month
Kite Flying
Bouncing Right Along
I Can't Keep Track of It All
There's Always Someone
But I Can't Do It Alone
How We Get There
36(23)
The Core of It
I Don't Understand Money
When the Going Gets Tough, the Tough Go Shopping
I'm Entitled
A Dime & a Sandwich
Look at Me, Ma, I'm on Top of the World
Money Corrupts
$200 Worth of Love, Please
Waiting for Godot
It's All Going to Go Away
Women Can't Handle Money
I'm a Special Case
Good People Help Others
The Organ-Grinder's Monkey
Yeah, but I Still Want to Be a Kid
Monsters in the Dark
Part II Stopping the Debt Spiral Cold
The Concepts of Change
59(12)
Right Now, You're Perfectly All Right
You Are Not Your Bank Balance, You Are Not the Sum of Your Debts
You're Not Living for Your Creditors
This Isn't a Rehearsal
Feelings Aren't Facts
Debt Is Nothing but a Temporary Situation
The Cavalry Has Arrived
You've Got More Than You Think
It's Not Armageddon
There Is No Tomorrow
Laying the Foundation
71(14)
Don't Shoot, I Surrender
Defusing Denial
Bankruptcy Me No Bankruptcies
A Month Without Worries
One Day
The Heart of It
85(8)
One Day at a Time
Some Practical Suggestions
A Tool Nearly as Good as the Wheel
93(15)
The Daily Record
Noncash Expenses
The Weekly Record
The Monthly Record
An Emerging Vision
Categories
The Spending Record
Resistance
Getting Stronger
108(20)
The Devil You Know
The Plastic, of Course
A Cautious Exception
The Company Card
The Debit Card
No Wild Promises
Thanks, but No Thanks
The Spending Plan
128(7)
Bye-Bye Budget
Putting It to Work
Ex Post Facto
Couples and Families
135(32)
Couples: J'Accuse
Conclave
Now We Two Are Three (At Least in This Respect)
The Household Spending Plan
The Rule of Three
Summit Meeting
The Wet Tub Discussion
Families: Accord
What's It Worth? Swiss Family Robinson-ing It
My God, Me as Enabler? Single-Parent Families: Co-oping
You're Entitled
What's Right Is Right
In Closing: Hardball and Optimism
Live and Let Live
Stabilizing
167(10)
The Spending Plan Redux
Building a Margin
No Margin? Moratoriums
Increasing Income
Do It Again
Part III Turning it Around
A New Mode
177(12)
Taking Action
To Hell With the Results
Serenity
Keep It Simple
Easy Does It
Show Up
Act As If
Comrades in Arms
189(5)
Even the Lone Ranger Had Tonto
Debtors Anonymous
Or. . .
Through a Glass, Clearly
194(17)
You Don't Have to Do Anything
Look at That! Fieldstripping Your Vocabulary
I Never Knew I Was This Good
What the Bacon Looks Like
Part IV Freedom, Prosperity, & Abundance
Getting Out: Part 1
211(11)
A Full Commitment
The Ideal Repayment Plan
A Dollar a Month
Repayment Plans Aren't Always Ideal
The Question of Interest
Insane Interest
Debt Shifting
Repayment Surplus
Getting Out: Part 2
222(14)
Honesty
Hi, It's Me
A Simple Business Transaction
Moratoriums and Restructuring
A Brief Word About Numbers
Consolidation Loans
Nonprofit Credit-Counseling Agencies
The Contact Log
The Reduction Record
The Liquidation Record
Here Lie Monsters (If You Think So)
236(15)
The Customer Account Department
Collection Agencies
The IRS
It's Not a Court of Inquisition
The Credit Rating, Or: Whose Graven Image Is This?
Supports
251(12)
HALT
P.S., Your Furnace Is Dead
``Keel the Bool.'' Rainy Days
An Additional Note on Secured Loans
Briefly, on Rebuilding a Credit Record
I'll Drink to That
Specialties
263(18)
The Vacuum Principle
In and Out in 24 Hours
The Ideal Spending Plan
What, Precisely, Do You Want? Targeting
The Real Stuff
Generosity
It's a Big Universe
281(3)
However You Understand It
Staying Out: Part 1
284(4)
The Three Cardinal Rules
Nothing Can Make You Debt
Use This Book
Fool Me Once, Shame on You; Fool Me Twice, Shame on Me
How Could Anyone Do That (Now That I'm Not)? Those Good Friends
Staying Out: Part 2
288(6)
The Money Comes In
Commonplace Miracles
Opportunity Knocked and I Wasn't Home
Where Is It Written That You Have to Work for Money? Prosperity & Abundance
Supplementary Matters
294(7)
Debtors Anonymous
Books
Magazines & Newspapers
Online Resources
Professional Advisers
Psychotherapy
Institutions, Organizations, & Corporations
A Closing Note 301

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