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Business Math: Brief Edition,9780130895974
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Business Math: Brief Edition

by ;
Edition:
6th
ISBN13:

9780130895974

ISBN10:
0130895970
Format:
Paperback
Pub. Date:
7/1/2001
Publisher(s):
Pearson College Div
List Price: $83.00
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Summary

For Business Math, Consumer Math, and Personal Finance (arithmetic-based) courses using a brief text at the undergraduate level. This brief version of our top seller continues to offer a comprehensive and effective demonstration of mathematical basic concepts through extensive use of business examples taken from real-world applications in such areas as banking, the hotel/motel industry, retail, and real estate. Strengthening and refining coverage throughout, it encompasses all areas of business mathematicsbeginning with skill-building sections on whole numbers and decimals; guiding students through fractions, percents, statistics, and equations; then easing them into the specifics of business-related mathematics applications with discussions on payroll, discounts, markup/markdown, interest, credit and more. Direct, friendly, and visually appealing, it keeps both the teacher and students in mind at all times, offering an adaptable self-instructional or teacher-directed format, and myriad motivational tools to stimulate interest and deepen understanding. Perfect for instructors who want to incorporate the teaching of AMATYC and NCTM standardsnumerous pedagogical features correlate specifically to these standards.

Table of Contents

Preface xi
Problem Solving with Whole Numbers and Decimals
2(54)
Problem Solving with Whole Numbers
4(18)
Read and Write Whole Numbers
4(3)
Round Whole Numbers
7(1)
Add Whole Numbers
8(4)
Subtract Whole Numbers
12(2)
Multiply Whole Numbers
14(2)
Divide Whole Numbers
16(6)
Problem Solving with Decimals
22(9)
Read, Write, and Round Decimals
22(2)
Add and Subtract Decimals
24(2)
Multiply and Divide Decimals
26(5)
Problem Solving Using Proportions
31(5)
Verify That Two Fractions Form a Proportion
31(1)
Find a Missing Term in a Proportion
32(1)
Use Proportions in Changing Units of Measure
33(3)
Around the Business World: International Monetary Exchange
36(20)
Overview
37(5)
Words to Know
42(1)
Concepts Analysis
42(1)
Assignment Exercises
42(7)
Practice Test
49(1)
Self-Check Solutions
50(6)
Problem Solving with Fractions and Percents
56(62)
Problem Solving with Fractions
58(20)
Identify Types of Fractions
58(4)
Change a Fraction to an Equivalent Fraction
62(2)
Add and Subtract Fractions and Mixed Numbers
64(5)
Multiply and Divide Fractions and Mixed Numbers
69(5)
Write a Decimal as a Fraction and Write a Fraction as a Decimal
74(4)
Problem Solving with Percents
78(16)
Write a Whole Number, Fraction, or Decimal as a Percent
79(1)
Write a Percent as a Whole Number, Fraction, or Decimal
80(3)
Use the Percentage Formula to Find the Percentage
83(3)
Use the Percentage Formula to Find the Base
86(2)
Use the Percentage Formula to Find the Rate
88(2)
Use the Percentage Proportion to Solve Problems
90(4)
Around the Business World: 2000 Census Bureau Earnings Report
94(24)
Overview
95(6)
Words to Know
101(1)
Concepts Analysis
101(1)
Assignment Exercises
102(8)
Practice Test
110(1)
Self-Check Solutions
111(7)
Problem Solving with Formulas and Equations
118(48)
Formulas
120(8)
Evaluate Formulas
120(2)
Write a Formula to Find an Unknown Value
122(1)
Write Electronic Spreadsheet Instructions as Formulas
122(6)
Equations
128(9)
Solve Equations Using Multiplication or Division
129(1)
Solve Equations Using Addition or Subtraction
130(1)
Solve Equations Using More than One Operation
131(1)
Solve Equations Containing Multiple Unknown Terms
132(1)
Solve Equations Containing Parentheses
133(2)
Solve Equations That Are Proportions
135(2)
Using Equations to Solve Problems
137(9)
Using the Decision Key Approach to Analyze and Solve Word Problems
137(9)
Around the Business World: Budgeting with Formulas and Spreadsheets
146(20)
Overview
148(4)
Words to Know
152(1)
Concepts Analysis
152(1)
Assignment Exercises
152(4)
Practice Test
156(1)
Self-Check Solutions
156(10)
Statistics, Tables, and Graphs
166(40)
Statistics
168(5)
Find the Range
168(1)
Find the Mean
169(1)
Find the Median
169(1)
Find the Mode
170(1)
Put Statistics to Work
171(2)
Tables and Graphs
173(16)
Read and Construct a Table
174(2)
Read and Construct a Bar Graph
176(1)
Read and Construct a Line Graph
177(2)
Read and Construct a Circle Graph
179(2)
Put Tables and Graphs to Work
181(8)
Around the Business World: Reporting Average Salary
189(17)
Overview
190(4)
Words to Know
194(1)
Concepts Analysis
195(1)
Assignment Exercises
195(6)
Practice Test
201(2)
Self-Check Solutions
203(3)
Bank Records
206(54)
Checking Account Forms
208(9)
Make Account Deposits
208(2)
Make Account Withdrawals
210(2)
Record Account Transactions
212(2)
Endorse a Check
214(3)
Bank Statements
217(12)
Read a Bank Statement
217(2)
Reconcile a Bank Statement with an Account Register
219(10)
Around the Business World: Corporate Bank Accounts
229(31)
Overview
231(5)
Words to Know
236(1)
Concepts Analysis
237(1)
Assignment Exercises
237(14)
Practice Test
251(3)
Self-Check Solutions
254(6)
Payroll
260(38)
Gross Pay
262(5)
Find the Gross Pay per Paycheck Based on Salary
262(1)
Find the Gross Pay per Weekly Paycheck Based on Hourly Wage
263(1)
Find the Gross Pay per Paycheck Based on Piecework Wage
264(1)
Find the Gross Pay per Paycheck Based on Commission
265(2)
Payroll Deductions
267(11)
Find Federal Tax Withholding per Paycheck Using IRS Tax Tables
268(1)
Find Federal Tax Withholding per Paycheck Using the IRS Percentage Method
269(5)
Find Social Security Tax and Medicare Tax per Paycheck
274(2)
Find Net Earnings per Paycheck
276(2)
The Employer's Payroll Taxes
278(4)
Find an Employer's Total Deposit for Withholding Tax, Social Security Tax, and Medicare Tax per Pay Period
278(1)
Find an Employer's SUTA Tax and FUTA Tax Due for a Quarter
279(3)
Around the Business World: Pretax Medical Insurance Premiums and Garnishments
282(16)
Overview
283(4)
Words to Know
287(1)
Concepts Analysis
288(1)
Assignment Exercises
288(5)
Practice Test
293(1)
Self-Check Solutions
294(4)
Trade and Cash Discounts
298(38)
Net Price and the Trade Discount
300(4)
Find the Trade Discount Using a Single Trade Discount Rate; Find the Net Price Using the Trade Discount
300(1)
Find the Net Price Using the Complement of the Single Trade Discount Rate
301(3)
Net Price and the Trade Discount Series
304(6)
Find the Net Price, Applying a Trade Discount Series and Using the Net Decimal Equivalent
305(2)
Find the Trade discount, Applying a Trade Discount Series and Using the Single Discount Equivalent
307(3)
Net Amount and the Cash Discount
310(10)
Find the Cash Discount and the Net Amount Using Ordinary Dating Terms
311(2)
Interpret and Apply End-of-Month (EOM) Terms
313(1)
Interpret and Apply Receipt-of-Goods (ROG) Terms
314(1)
Find the Amount Credited and the Outstanding Balance from Partial Payments
315(1)
Interpret Freight Terms
316(4)
Around the Business World: Rebates and Bill-Backs
320(16)
Overview
321(4)
Words to Know
325(1)
Concepts Analysis
325(1)
Assignment Exercises
326(5)
Practice Test
331(1)
Self-Check Solutions
332(4)
Markup and Markdown
336(38)
Markup
338(10)
Find the Markup, Cost, Selling Price, Rate of Markup, or Rate of Selling Price When the Markup is Based on Cost
338(3)
Find the Markup, Cost, Selling Price, Rate of Markup, or Rate of Cost When the Markup Is Based on Selling Price
341(4)
Compare Markup Based on Cost with Markup Based on Selling Price
345(3)
Markdown
348(3)
Find the Markdown, Reduced (New) Price, Original Selling Price, Rate of Markdown, or Rate of Reduced (New) Price
348(3)
Markup and Markdown Series
351(7)
Find the Final Selling Price for a Series of Markups and Markdowns
351(3)
Find the Selling Price to Achieve a Desired Profit (Markup)
354(4)
Around the Business World: Congressional Pay Raises
358(16)
Overview
360(4)
Words to Know
364(1)
Concepts Analysis
364(1)
Assignment Exercises
364(4)
Practice Test
368(1)
Self-Check Solutions
369(5)
Simple Interest and Simple Discount
374(42)
The Simple Interest Formula
376(9)
Find Simple Interest Using the Simple Interest Formula
376(2)
Find the Maturity Value of a Loan
378(2)
Convert Months to a Fractional or Decimal Part of a Year
380(1)
Find the Principal, Rate, or Time Using the Simple Interest Formula
381(4)
Ordinary and Exact Time and Interest
385(8)
Find Ordinary and Exact Time
385(2)
Find the Due Date
387(1)
Find the Interest Using the Ordinary and Exact Interest Rates
388(3)
Find Simple Interest Using a Table
391(2)
Promissory Notes
393(6)
Find the Bank Discount and Proceeds for a Simple Discount Note
394(1)
Find the Bank Discount and Proceeds for a Third-Party Discount Note
395(4)
Around the Business World: 90 Days Same as Cash! Deals
399(17)
Overview
400(5)
Words to Know
405(1)
Concepts Analysis
405(1)
Assignment Exercises
406(6)
Practice Test
412(1)
Self-Check Solutions
413(3)
Compound Interest, Future Value, and Present Value
416(32)
Compound Interest and Future Value
418(12)
Use the Simple Interest Formula to Find the Future Value
418(2)
Find the Future Value Using a $1.00 Future Value Table
420(4)
Find the Effective Interest Rate
424(1)
Find the Interest Compounded Daily Using a Table
425(5)
Present Value
430(4)
Find the Present Value Based on Annual Compounding for One Year
430(1)
Find the Present Value Using a $1.00 Present Value Table
431(3)
Around the Business World: Maximize Your Investments: Start Early!
434(14)
Overview
436(3)
Words to Know
439(1)
Concepts Analysis
439(1)
Assignment Exercises
440(3)
Practice Test
443(2)
Self-Check Solutions
445(3)
Annuities and Sinking Funds
448(32)
Future Value of an Annuity
450(9)
Find the Future Value of an Ordinary Annuity Using the Simple Interest Formula Method
450(1)
Find the Future Value of an Ordinary Annuity Using a $1.00 Ordinary Annuity Future Value Table
451(2)
Find the Future Value of an Annuity Due Using the Simple Interest Formula Method
453(1)
Find the Future Value of an Annuity Due Using a $1.00 Ordinary Annuity Future Value Table
454(5)
Sinking Funds and the Present Value of an Annuity
459(6)
Find the Sinking Fund Payment Using a $1.00 Sinking Fund Payment Table
459(2)
Find the Present Value of an Ordinary Annuity Using a $1.00 Ordinary Annuity Present Value Table
461(4)
Around the Business World: Even YOU Can Become a Millionaire
465(15)
Overview
467(3)
Words to Know
470(1)
Concepts Analysis
470(1)
Assignment Exercises
471(3)
Practice Test
474(1)
Self-Check Solutions
475(5)
Consumer Credit
480(49)
Installment Loans
482(3)
Find the Installment Price Given the Installment Payment
482(1)
Find the Installment Payment Given the Installment Price
483(2)
Paying a Loan Before It Is Due: The Rule of 78
485(4)
Find the Interest Refund Using the Rule of 78
485(4)
Open-End Credit
489(5)
Find the Unpaid Balance Using the Unpaid Balance Method
490(1)
Find the Unpaid Balance Using the Average Daily Balance Method
491(3)
Annual Percentage Rates
494(7)
Estimate the Annual Percentage Rate Using the Constant Ratio Formula
495(1)
Find the Annual Percentage Rate Using a Table
496(5)
Home Mortgages
501(8)
Find the Monthly Mortgage Payment and Total Interest
502(3)
Complete a Monthly Amortization Schedule
505(4)
Around the Business World: Debt Snowball
509(20)
Overview
512(5)
Words to Know
517(1)
Concepts Analysis
518(1)
Assignment Exercises
518(5)
Practice Test
523(2)
Self-Check Solutions
525(4)
Answers to Odd-Numbered Problems 529(14)
Glossary/Index 543


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