9780134665306

Employee Benefits and the New Health Care Landscape How Private Exchanges are Bringing Choice and Consumerism to America's Workforce

by
  • ISBN13:

    9780134665306

  • ISBN10:

    0134665309

  • Edition: 1st
  • Format: Paperback
  • Copyright: 4/28/2017
  • Publisher: Pearson FT Press
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Summary

Using new private benefit exchanges, employers can bring the attractions of consumer-centric online shopping to benefits, giving employees unprecedented flexibility in benefits choices -- while also controlling costs through a defined compensation approach, just as they've done with retirement funding.

 

In this book, private benefit exchange innovator Alan Cohen introduces the concept to consultants, HR professionals, business owners, and insurers, and presents complete best practices for successful implementation. Drawing on his experience pioneering private benefit exchanges with Liazon's Bright Choices, Cohen:

  • Shows how online shopping has transformed consumer behavior, and how to apply these insights to the benefits industry
  • Explores the important shift to a defined contribution approach for benefits: the next wave from fee-for-service to managed care, to consumer-driven high-deductible health plans with HSAs
  • Shows how private exchanges can benefit both employers and employees
  • Helps you transition away from inefficient employer-managed plans
  • Explains the role and value of brokers in the marketplace
  • Reveals how exchanges affect HR
  • Demonstrates how private benefits exchanges can optimize cultural economies such as training, education, and social services
  • Projects the impact of trends such as industry consolidation, the Affordable Care Act, and its public exchanges
  • Examines the expansion and progress of the exchange system via multiple case studies
  • Shows how to achieve the full potential of choice marketplaces

Table of Contents

Introduction
1. A Better Way to Better Benefits and Health Care for Employers and Employees
2. The Accidental Entitlement: Benefits and How We Got Here
3. Making the Transition from Inefficient Employer-Managed Plans
4. They Don't Know What They're Missing: Flipping the Status Quo on its Head
5. How Exchanges Benefit Employers, Workers, and Providers
6. The Value of Brokers in the Marketplace
7. Private Exchanges and Expanded Human Resources Roles
8. Consumer-Driven Health Care Leads to Innovative Coverage and New Products
9. Exchanges, Benefits, and Post-ACA Politics
10. Fulfilling the Potential of Choice Marketplaces
Appendix

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