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In 1996 our 106 year old company was silently on the verge of bankruptcy and with the exception of Wilson Sundt, no one had an ESOP stock balance of one million dollars or more. The company not only survived that crisis, but the first employee millionaire in the ESOP occurred in 2002 and since that time, our collective efforts have produced 119 employee owners with ESOP balances of one million or more while exponentially outperforming the S&P 500.