The New copy of this book will include any supplemental materials advertised. Please check the title of the book to determine if it should include any access cards, study guides, lab manuals, CDs, etc.
The Used and Rental copies of this book are not guaranteed to include any supplemental materials. Typically, only the book itself is included. This is true even if the title states it includes any access cards, study guides, lab manuals, CDs, etc.
In the Fourth Edition, the organization of the book has been revised. There is expanded coverage of new payment mechanisms. Each chapter has been extensively revised, with additional textual material and revised problems. This book contains problems designed to help the novice learner focus on important statutory and policy issues. Topics include Check 21 and the revised Regulations CC and J, as well as the provisions in Regulation E.