Over the years, Mr. Selinger developed a passion for teaching, beginning as a guest volunteer teacher in inner-city high schools, and mentor of both high school and college students. He realized even the most talented students, regardless of their college major or station in life were unprepared to face the complex financial decisions that lay ahead. Given his financial background and experience, along with a fervent interest in improving the level of financial literacy, Mr. Selinger designed a practical college level course in “Personal Financial Management” for students transitioning from college to career, and created this companion text.