Principles of Risk Management and Insurancefocuses primarily on the consumers of insurance, and the text blends basic risk management and insurance principles with consumer considerations. Risk in Our Society; Insurance and Risk; Introduction to Risk Management; Advanced Topics in Risk Management; Types of Insurers and Marketing Systems; Insurance Company Operations; Financial Operations of Insurers; Government Regulation of Insurance; Fundamental Legal Principles; Analysis of Insurance Contracts; Life Insurance; Life Insurance Contractual Provisions; Buying Life Insurance; Annuities and Individual Retirement Accounts; Individual Health Insurance Coverages; Employee Benefits: Group Life and Health Insurance; Employee Benefits: Retirement Plans; Social Insurance; The Liability Risk; Homeowners Insurance, Section I; Homeowners Insurance, Section II; Auto Insurance; Auto Insurance and Society; Other Property and Liability Insurance Coverages; Commercial Property Insurance; Commercial Liability Insurance; Crime Insurance and Surety Bonds For all readers interested in risk management and insurance.
Table of Contents
PART ONE: BASIC CONCEPTS IN RISKMANAGEMENT AND INSURANCE Chapter 1. Risk in Our Society Chapter 2. Insurance and Risk Chapter 3. Introduction to Risk Management Chapter 4. Advanced Topics in Risk Management PART TWO: THE PRIVATE INSURANCE INDUSTRY Chapter 5. Types of Insurers and Marketing Systems Chapter 6. Insurance Company Operations Chapter 7. Financial Operations of Insurers Chapter 8. Government Regulation of Insurance PART THREE: LEGAL PRINCIPLES IN RISK AND INSURANCE Chapter 9. Fundamental Legal Principles Chapter 10. Analysis of Insurance Contracts PART FOUR: LIFE AND HEALTH RISKS Chapter 11. Life Insurance Chapter 12. Life Insurance Contractual Provisions Chapter 13. Buying Life Insurance Chapter 14. Annuities and Individual Retirement Accounts Chapter 15. Individual Health Insurance Coverages Chapter 16. Employee Benefits: Group Life and Health Insurance Chapter 17. Employee Benefits: Retirement Plans Chapter 18. Social Insurance PART FIVE: PERSONAL PROPERTY AND LIABILITY RISKS Chapter 19. The Liability Risk Chapter 20. Homeowners Insurance, Section I Chapter 21. Homeowners Insurance, Section Ii Chapter 22. Auto Insurance Chapter 23. Auto Insurance and Society Chapter 24. Other Property and Liability Insurance Coverages PART SIX: COMMERCIAL PROPERTY AND LIABILITY RISKS Chapter 25. Commercial Property Insurance Chapter 26. Commercial Liability Insurance Chapter 27. Crime Insurance and Surety Bonds