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This is the 11th edition with a publication date of 1/1/2011.
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Principles of Risk Management and Insurancefocuses primarily on the consumers of insurance, and the text blends basic risk management and insurance principles with consumer considerations. Praised for its depth and breadth of coverage, the Tenth Edition provides even more flexibility in its organization by giving an overview of the insurance industry first, before discussing specific plans. Basic Concepts in Risk Management and Insurance:Risk in Our Society; Insurance and Risk; Introduction to Risk Management; Advanced Topics in Risk Management;The Private Insurance Industry:Types of Insurers and Marketing Systems; Insurance Company Operations; Financial Operations of Insurers; Government Regulation of Insurance;Legal Principles in Risk and Insurance:Fundamental Legal Principles; Analysis of Insurance Contracts;Life and Health Risks:Life Insurance; Life Insurance Contractual Provisions; Buying Life Insurance; Annuities and Individual Retirement Accounts; Individual Health Insurance Coverages; Employee Benefits: Group Health Insurance; Employee Benefits: Retirement Plans; Social Insurance;Personal Property and Liability Risks:The Liability Risk; Homeowners Insurance, Section I; Homeowners Insurance, Section II; Auto Insurance; Auto Insurance and Society; Other Property and Liability Insurance Coverages;Commercial Property and Liability Risks:Commercial Property Insurance; Commercial Liability Insurance; Crime Insurance and Surety Bonds.For all readers interested in risk management and insurance.
Table of Contents
|Basic Concepts in Risk Management and Insurance|
|Risk in Our Society Meaning of Risk|
|Chance of Loss Peril and Hazard Basic Categories of Risk|
|Types of Pure Risk Burden of Risk on Society Methods of Handling Risk|
|Insurance and Risk|
|Definition of Insurance Basic Characteristics of Insurance Requirements of an Insurable Risk|
|Two Applications: The Risks of Fire and Unemployment Adverse Selection and Insurance|
|Insurance and Gambling Compared Insurance and Hedging Compared|
|Types of Insurance Benefits of Insurance to Society Costs of Insurance to Society|
|Introduction to Risk Management Meaning of Risk|
|Management Objectives of Risk Management Steps in the Risk|
|Management Process Identifying Loss Exposures Analyze the Loss|
|Exposures Select the Appropriate Techniques for Treating the Loss|
|Exposures Implement and Monitor the Risk Management Program|
|Benefits of Risk Management Personal Risk Management|
|Advanced Topics in Risk|
|Management The Changing Scope of Risk Management Insurance Market Dynamics Loss|
|Forecasting Financial Analysis in Risk Management|
|Decision Making Other Risk Management Tools|
|The Private Insurance Industry|
|Types of Insurers and Marketing Systems|
|Overview of Private Insurance in the Financial Services|
|Industry Types of Private Insurers Agents and Brokers|
|Types of Marketing Systems Group Insurance Marketing|
|Insurance Company Operations|
|Insurance Company Operations Rate Making Underwriting Production|
|Claims Settlement Reinsurance Alternatives to Traditional Reinsurance Investments|
|Other Insurance Company Functions|
|Financial Operations of Insurers Property and Casualty Insurers|
|Life Insurance Companies Rate Making in Property and Casualty Insurance Rate Making in Life Insurance|
|Government Regulation of Insurance Reasons for Insurance Regulation Historical Development of Insurance|
|Regulation Methods for Regulating Insurers What Areas Are Regulated?|
|State Versus Federal Regulation Current Problems and Issues in Insurance Regulation|
|Legal Principles in Risk and Insurance|
|Fundamental Legal Principles Principle of Indemnity|
|Principle of Insurable Interest|
|Principle of Subrogation|
|Principle of Utmost Good Faith Requirements of an Insurance Contract Distinct Legal Characteristics of Insurance Contracts Law and the Insurance Agent|
|Analysis of Insurance Contracts|
|Basic Parts of an Insurance Contract Definition of the "Insured" Endorsements and Riders Deductibles Coinsurance Coinsurance in Health|
|Insurance Other-Insurance Provisions|
|Life and Health Risks|
|Life Insurance Premature Death|
|Financial Impact of Premature Death on Different Types of Families Amount of Life Insurance to Own|
|Types of Life Insurance Variations of Whole Life Insurance|
|Other Types of Life Insurance|
|Life Insurance Contractual Provisions Life|
|Insurance Contractual Provisions Dividend Options Nonforfeiture Options Settlement Options|
|Additional Life Insurance Benefits|
|Buying Life Insurance Determining the Cost of Life Insurance|
|Rate of Return on Saving Component Taxation of Life Insurance Shopping for Life Insurance|
|Annuities and Individual Retirement Accounts Individual Annuities|
|Types of Annuities Taxation of Individual Annuities Individual Retirement Accounts|
|Individual Health Insurance|
|Coverages Health-Care Problems in the United States Individual|
|Table of Contents provided by Publisher. All Rights Reserved.|