9780470275726

America's Health Care Crisis Solved : Money-Saving Solutions, Coverage for Everyone

by ;
  • ISBN13:

    9780470275726

  • ISBN10:

    0470275723

  • Edition: 1st
  • Format: Hardcover
  • Copyright: 2008-05-02
  • Publisher: Wiley

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Summary

Two-thirds of American adults feel they "can't afford to be sick." Who can, when we spend $2 trillion a year on healthcare? Healthcare is about money, how much we will spend for it, where the money comes from, and who controls it. J. Patrick Rooney and Dan Perrin briefly highlight the major pitfalls of the current American healthcare system and show why, if left to its own devices, healthcare costs will soon demolish American wallets everywhere. However, contrary to the increasingly popular national health plan, the only "make sense" alternative is to bring the self-interest of the American consumers into the purchase of healthcare. With Health Savings Accounts and family deductibles of $2,000 to $2,500 the insured family's spending is reduced by as much as the deductible. For the uninsured, the authors propose that government should stand in place of an employer to pay part of the cost of health insurance, and go on to explain their brilliant plan for how to effectively achieve these goals and finally begin to reduce the rapidly increasing upward trend of healthcare costs. Who better to learn from on how to reduce the cost of your healthcare than the father of Health Savings Accounts, and the leading expert in the field, J. Patrick Rooney and Dan Perrin?

Author Biography

Dan Perrin is the author of HSA Road Rules, known as the bible of the HSA industry by bankers and insurers. He is President of the HSA Coalition and is widely acknowledged to have been a key player in the passage of every piece of HSA legislation that has made its way through Congress and been signed into law by the President in the last decade. Perrin is one of the nation's top HSA experts and has been quoted on the subject in every major newspaper in the United States.

Table of Contents

Preface
Introduction
No Money, No Healthcare
Who Can Afford to Get Sick?
A Helicopter View of Healthcare Financing
The Good Bad News
No More Business As Usual
Why the Money's Running Out
No Room At the Inn
Standard Operating Procedure
The Motive Is Profit
The Problem Is Greed
On the Front Lines with Nora Johnson
A New Scarlet Letter
A Lady in Red
Who Are the Uninsured?
The Danger of Second-Hand Smoke
Injustice for All
Why Nationalized Healthcare is No Cure All
The HMO Idea
An Idea Rejected
Phoenix Rising?
HillaryCare II
Oh, Canada
The Cost of Inefficiency
God Save the Queen
Look No Further
New York, New York
Florida, Here We Come
The Evidence Speaks
Fair Care
Three Keys to Make Fair Care Work
Congressional Action
Two Crucial Points on Fair Care
Fair Care Effect on Employers
Fair Care Effect on Employees
The State of the Union Proposal
Give Seniors What They Want (and Save Money Doing It)
An Innovative Approach to Medicare
The Future of Medicare
Defining the Terms
Drug Money
An Unfunded Mandate
A Bureaucratic Snafu
Cost Comparison
Saving the U.S. Treasury Money
How Much Could Our Country Save?
Give Seniors What They Want
Too Good To Be True?
How Much Money in Each Senior's Hands?
Give Control to Consumers
Back to the Future
One Experience
HSAs Today
A Quick Overview
Health Care Freedom
A Dollar-for-Dollar Comparison
An IRA on Steroids
The Truth Be Told
A Word About Family Deductibles
Republicans Versus Democrats
A Legitimate HSA Weakness
A Response to Mr. Rangel
What Does the Evidence Say?
A Side Note
What Congress Still Needs to Do
Establish Fair Medical Prices
Which Price Tag?
What's A Reasonable Price?
What Can We Conclude?
How to Defend Yourself Against Hospital Harassment
What's a UB-04 or a UB-92?
Where to Get the Medicare Info
Now You're a Royal Pain
Sounds Good, But Does It Work?
Do You Need A Lawyer?
The Linchpin to Healthcare Reform
Make Medical Prices Transparent
An Innovative Approach to Pricing Healthcare (Part 1)
Between a Rock and a Hard Place
Why Not Be Honest?
Cost Reporting
Truth Detector
Do Hospitals Lose Money On the Uninsured?
Who's Losing Money?
Are We Really Too Dumb to Understand?
What Needs to Change
Legislation Now Pending
Medicare Starts to Move
And Not Just the Hospitals
Build Risk pools
An Innovative Approach to Individual Health Insurance (Part 2)
New York State of Mind
No Picnic in the Garden State
Ferrari Pricing
One Way to Cope
Compassion v. Common Sense
Casting the Net
Double Incentive
The Problem for Small Business
A Future Answer for Small Business
A More Immediate Answer
What If an Employee Buys an HSA?
The Rest of the Story
Build a National Marketplace
An Innovative Approach to Individual Health Insurance (Part 2)
Do You eBay?
Nothing Matters More
Roadblocks to Freedom
The Healthcare Choice Act
Not In My Backyard
An Idea For the People
Let's Get It Done
Make Basic Healthcare Cheaper and More Convenient
An Innovative Approach to Healthcare Delivery
Wh
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