The Bogleheads' Guide to Retirement Planning

by Larimore, Taylor; Lindauer, Mel; Ferri, Richard A.; Dogu, Laura F.; Bogle, John C.

• ISBN13: 9780470455579
• ISBN10: 0470455578
• Format: Hardcover
• Copyright: 2009-10-05
• Publisher: Wiley

Summary

The Bogleheads are back-with retirement planning advice for those who need it!Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy.Fortunately, the Bogleheads-a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group-are here to help. Filled with valuable advice on a wide range of retirement planning issues-including some pearls of wisdom from Bogle himself-The Bogleheads' Guide to Retirement Planning Explains the different types of savings accounts and retirement plans Offers insights on managing and funding your retirement accounts Details efficient withdrawal strategies that could help you maintain a comfortable retirement lifestyle Addresses essential estate planning and gifting issues Other titles by the authors: The Bogleheads' Guide to InvestingWith The Bogleheads' Guide to Retirement Planning, you'll discover exactly what it takes to secure your financial future, today.

Author Biography

Taylor Larimore has been dubbed by Money magazine as "the Dean of the Vanguard Diehards," and Jack Bogle himself¿calls Taylor "the King of the Bogleheads." Now eighty-five and retired, Larimore regularly spends several hours a day answering questions for free on the Bogleheads.org forum.

Mel Lindauer, was dubbed "the Prince of the Bogleheads" by Jack Bogle. Together with Taylor Larimore, he initiated and continues to organize the grassroots Bogleheads annual meetings. Lindauer has been quoted in a number of newspapers and magazines and has appeared on CNNfn.

Richard A. Ferri, CFA, is a key member of the growing Bogleheads "braintrust" and founder and CEO of the investment firm, Portfolio Solutions, LLC. He is the author of five books, including The ETF Book: All You Need to Know About Exchange-Traded Funds, also published by Wiley.

Laura F. Dogu, called "the Queen of the Bogleheads," participated as an investment panelist during the Bogleheads meetings the last two years. Dogu is a career Foreign Service Officer with the U.S. Department of State.

Table of Contents

Foreword	p. xiii
Preface	p. xix
Acknowledgments	p. xxix
The Basics
The Retirement Planning Process	p. 3
Understanding Taxes	p. 21
Savings Accounts and Retirement Plans
Individual Taxable Savings Accounts	p. 35
Individual Retirement Arrangements	p. 47
Defined Benefit Employer Retirement Account by	p. 61
Defined Contribution Plans	p. 77
Single-Premium Immediate Annuities	p. 91
Managing Your Retirement Accounts
Basic Investing Principles	p. 119
Investing for Retirement	p. 135
Funding Your Retirement Accounts	p. 151
The Retirement Payoff
Understanding Social Security	p. 169
Withdrawal Strategies	p. 187
Early Retirement	p. 201
Protecting Your Assets
Income Replacement	p. 221
Health Insurance	p. 239
Essentials of Estate Planning	p. 255
Estate and Gift Taxes	p. 273
Finding Good Advice When You Need It
Seeking Help from Professionals	p. 285
Divorce and Other Financial Disasters	p. 303
Meet the Bogleheads by Taylor Larimore and Mel Lindauer	p. 315
Pearls of Wisdom	p. 327
Recommended Reading	p. 333
Glossary	p. 337
About The Editors	p. 351
Index	p. 355
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