Bounce Back from Bankruptcy : A Step-by-Step Guide to Getting Back on Your Financial Feet

by Ryan, Paula Langguth

• ISBN13: 9781889605029
• ISBN10: 1889605026
• Edition: 3rd
• Format: Paperback
• Copyright: 2001-02-01
• Publisher: Pellingham Casper Communications
• More Book Details
• Purchase Benefits

Table of Contents

Acknowledgments
Forward to the Third Edition	8	(2)
Introduction: Bankruptcy Is Not the End of The Road	10	(2)
Taking the First Step Toward Rebuilding Your Credit	12	(26)
Getting Copies of Your Credit Reports	12	(8)
What Your Credit Report Says About You	20	(3)
Updating Your Discharged Accounts	23	(3)
Bringing Your Credit Reports Up-To-Date	26	(5)
What If You Run Into a Snag?	31	(2)
Credit Repair Warning Signs	33	(5)
Getting Rid of Your Remaining Debts	38	(30)
What if a Creditor Tries to Collect a Discharged Debt	39	(2)
What to Do About Bounced Checks	41	(1)
Do You Pay Income Tax on Discharged Debt?	41	(1)
What To Do With Debts That Weren't Discharged	42	(1)
Putting The DebtBuster Strategy to Work For You	43	(6)
Repaying Your Student Loans	49	(4)
To Reaffirm or Not To Reaffirm?	53	(5)
When Does It Pay To Reaffirm a Credit Card	58	(4)
Falling Behind On Your Reaffirmation Agreement	62	(6)
Breaking the Debt Cycle---For Good!	68	(20)
How To Become a Credit-Savvy Consumer	68	(7)
Ten Tips For Breaking the Debt Cycle---For Good!	75	(4)
Do You Repay Discharged Debts Once You're Prosperous?	79	(1)
Use GoalGetting to Change How You Think About Money	80	(8)
When You're Ready To Rebuild Your Credit	88	(38)
Shopping For the Best Secured Credit Card	92	(7)
Make Sure Your Credit Card Rebuilds Your Credit	99	(3)
Top Secured Credit Cards	102	(6)
Can You Get an Unsecured Credit Card After Bankruptcy?	108	(5)
Are Debit Cards Good Or Bad?	113	(5)
Three Tips For Keeping Credit Card Bills Under Control	118	(1)
Getting a Gasoline Credit Card	119	(7)
Ready To Buy A New Set of Wheels?	126	(14)
Need a Car Before Your Credit Is Cleared Up?	126	(1)
Ready to Get a Car Loan?	127	(3)
Should You Get a Co-Signer?	130	(1)
The Best Way to Buy a Car From a Dealer	131	(4)
What If You Already Have a High-Interest Car Loan?	135	(2)
Leasing A Car---Don't Unless You Have No Other Choice	137	(3)
Easing Your Job Fears After Bankruptcy	140	(4)
Can you Lose Your Job?	140	(2)
Finding a New Job With a Credit Check	142	(2)
Renting an Apartment or House After Bankruptcy	144	(3)
Strategies to Get the Rental You Want	144	(2)
Talking with the Landlord	146	(1)
How To Travel Without Credit	147	(10)
How to Reserve Hotel Rooms Without a Credit Card	147	(3)
How to Rent a Car Without a Credit Card	150	(5)
How to Buy Plane Tickets Without a Credit Card	155	(2)
When You're Ready To Buy a House	157	(14)
How Much House Can You Afford	157	(2)
Strategies That Will Reduce Your Closing Costs	159	(2)
Where to Get Your Down payment	161	(1)
Other Strategies For Buying a Home After Bankruptcy	162	(2)
Refinancing After Bankruptcy	164	(2)
What Type of Mortgage Lender Should You Use	166	(3)
How to Buy a Home Less Than a Year After Bankruptcy	169	(2)
What If You Get In Over Your Head Again?	171	(39)
Short-Term Strategies to Help You Get Back On Track	172	(6)
Is It Hard To Stop Spending More Than You Make?	178	(2)
Could You Have a Gambling Problem?	180	(2)
How To Keep From Falling Back Into Debt	182	(5)
What If You Fall Behind On Your Mortgage?	187	(5)
What If your Lender Threatens To Foreclose?	192	(2)
What To Do About Your Credit Cards	194	(1)
What To Do About Other Bills You Have	195	(4)
Selecting a Good Credit or Budget Counselor	199	(6)
What If You Have To Declare Bankruptcy Again?	205	(5)
Building Financial Security	210	(6)
Investing Your Money Once You're Out of Debt	210	(1)
Prepaying Big Loans To Save Thousands In Interest	210	(2)
Ten Strategies To Help You Avoid Money Drains	212	(4)
Keep Up the Good Work!	216	(1)
Four Strategies To Keep You On Track	216	(1)
Good Resources To Check Out	217	(2)
A Final Word From the Author	219