• ISBN13:

• ISBN10:

## 0321045033

• Edition: 8th
• Format: Paperback
• Publisher: Pearson College Div
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### Summary

The focus of this revision is to continue to emphasize the real-life connection between math and business. The authors focus on many real company examples to help students see relevancy of the material being studied as well as how people use math at work. Several new features have been added to show this relevancy, including strong integration with the Internet, the Financial and Estate Planning Foldout, 'Net Assets, Investigative Questions, and Reality Check.

PREFACE vii(7)
INTRODUCTION FOR STUDENTS xiv(1)
 CHAPTER 1 WHOLE NUMBERS AND DECIMALS
1(42)
 1.1 Whole Numbers
1(14)
 1.2 Application Problems
15(6)
 1.3 Basics of Decimals
21(4)
 1.4 Addition and Subtraction of Decimals
25(4)
 1.5 Multiplication and Division of Decimals
29(7)
 Net Assets: Business on the Internet
36(1)
 Chapter 1 Quick Review
37(3)
 Chapter Terms
37(3)
 Summary Exercise: The Cost of Wedding Bells
40(1)
 Chapter 1 Test
41(2)
 CHAPTER 2 FRACTIONS
43(40)
 2.1 Basics of Fractions
44(7)
 2.2 Addition and Subtraction of Fractions
51(8)
 2.3 Addition and Subtraction of Mixed Numbers
59(4)
 2.4 Multiplication and Division of Fractions
63(10)
 Net Assets: Business on the Internet
72(1)
 2.5 Converting Decimals to Fractions and Fractions to Decimals
73(4)
 Chapter 2 Quick Review
77(2)
 Chapter Terms
77(2)
 Summary Exercise: Fractions in Your Financial Future
79(2)
 Chapter 2 Test
81(2)
 CHAPTER 3 PERCENT
83(54)
 3.1 Writing Decimals and Fractions as Percents
83(8)
 3.2 Finding Part
91(10)
 3.3 Finding Base
101(6)
 Supplementary Exercises on Base and Part
105(2)
 3.4 Finding Rate
107(10)
 Supplementary Exercises on Base, Rate, and Part
113(4)
 3.5 Increase and Decrease Problems
117(10)
 Chapter 3 Quick Review
127(2)
 Chapter Terms
127(2)
 Summary Exercise: Mathematics for the Collector
129(1)
 'Net Assets: Business on the Internet
130(1)
 Chapter 3 Test
131(2)
 Cumulative Review: Chapter 1-3
133(4)
 CHAPTER 4 BANK SERVICES
137(32)
 4.1 Checking Accounts and Check Registers
137(12)
 4.2 Checking Services and Credit-Card Transactions
149(6)
 4.3 Reconciliation
155(5)
 'Net Assets: Business on the Internet
160(5)
 Chapter 4 Quick Review
165(1)
 Chapter Terms
165(1)
 Summary Exercise: The Banking Activities of a Retailer
166(1)
 Chapter 4 Test
167(2)
 CHAPTER 5 PAYROLL
169(46)
 5.1 Gross Earnings: Wages and Salaries
169(14)
 5.2 Gross Earnings: Piecework and Commissions
183(8)
 'Net Assets: Business on the Internet
188(3)
 5.3 Social Security, Medicare, and Other Taxes
191(6)
 5.4 Income Tax Withholding
197(12)
 Chapter 5 Quick Review
209(3)
 Chapter Terms
209(3)
 Summary Exercise: Payroll: Finding Your Take-Home Pay
212(1)
 Chapter 5 Test
213(2)
215(40)
215(12)
 6.2 Single Discount Equivalents
227(4)
 6.3 Cash Discounts: Ordinary Dating Method
231(8)
 6.4 Cash Discounts: Other Dating Methods
239(5)
 'Net Assets: Business on the Internet
244(5)
 Chapter 6 Quick Review
249(3)
 Chapter Terms
249(3)
 Summary Exercise: The Retailer: Invoices, Trade Discounts, and Cash Discounts
252(1)
 Chapter 6 Test
253(2)
 CHAPTER 7 MATHEMATICS OF SELLING
255(46)
 7.1 Markup on Cost
255(10)
 7.2 Markup on Selling Price
265(10)
 7.3 Markdown
275(6)
 7.4 Turnover and Valuation of Inventory
281(10)
 Chapter 7 Quick Review
291(4)
 Chapter Terms
291(4)
 Summary Exercise: Markdown: Reducing Prices to Move Merchandise
295(1)
 'Net Assets: Business on the Internet
296(1)
 Chapter 7 Test
297(2)
 Cumulative Review: Chapters 4-7
299(2)
 CHAPTER 8 SIMPLE INTEREST
301(50)
 8.1 Basics of Simple Interest
302(11)
 8.2 Finding Principal, Rate, and Time
313(8)
 8.3 Simple Discount Notes
321(10)
 8.4 Discounting a Note Before Maturity
331(8)
 Supplementary Exercises on Simple Interest and Simple Discount
339(4)
 Chapter 8 Quick Review
343(4)
 Chapter Terms
343(4)
 Summary Exercise: Banking in a Global World
347(1)
 'Net Assets: Business on the Internet
348(1)
 Chapter 8 Test
349(2)
 CHAPTER 9 COMPOUND INTEREST
351(32)
 9.1 Compound Interest
351(10)
 9.2 Savings Accounts and Inflation
361(10)
 9.3 Present Value
371(7)
 'Net Assets: Business on the Internet
378(1)
 Chapter 9 Quick Review
379(1)
 Chapter Terms
379(1)
 Summary Exercise: Valuing a Chain of McDonald's Restaurants
380(1)
 Chapter 9 Test
381(2)
 CHAPTER 10 ANNUITIES, STOCKS, AND BONDS
383(48)
 10.1 Annuities
383(8)
 10.2 Present Value of an Annuity
391(6)
 10.3 Sinking Funds (Finding Annuity Payments)
397(8)
 10.4 Stocks
405(10)
 'Net Assets: Business on the Internet
414(1)
 10.5 Bonds
415(6)
 Chapter 10 Quick Review
421(3)
 Chapter Terms
421(3)
 Summary Exercise: Planning for Retirement
424(1)
 Chapter 10 Test
425(2)
 Cumulative Review: Chapters 8-10
427(4)
 CHAPTER 11 BUSINESS AND CONSUMER LOANS
431(56)
 11.1 Open-End Credit and Charge Cards
432(11)
 11.2 Installment Loans
443(10)
 11.3 Early Payoffs of Loans
453(8)
 11.4 Personal Property Loans
461(8)
 11.5 Real Estate Loans
469(8)
 Chapter 11 Quick Review
477(5)
 Chapter Terms
477(5)
 Summary Exercise: Consolidating Loans
482(2)
 'Net Assets: Business on the Internet
484(1)
 Chapter 11 Test
485(2)
 CHAPTER 12 TAXES AND INSURANCE
487(48)
 12.1 Property Tax
487(6)
 12.2 Personal Income Tax
493(12)
 12.3 Fire Insurance
505(8)
 12.4 Motor-Vehicle Insurance
513(8)
 12.5 Life Insurance
521(5)
 'Net Assets: Business on the Internet
526(3)
 Chapter 12 Quick Review
529(3)
 Chapter Terms
529(3)
 Summary Exercise: Financial Planning for Taxes and Insurance
532(1)
 Chapter 12 Test
533(2)
 CHAPTER 13 DEPRECIATION
535(46)
 13.1 Depreciation: Straight-Line Method
536(9)
 13.2 Depreciation: Declining-Balance Method
545(6)
 13.3 Depreciation: Sum-of-the-Years'-Digits Method
551(10)
 Supplementary Application Exercises on Depreciation
557(4)
 13.4 Depreciation: Units-of-Production Method
561(6)
 13.5 Depreciation: Modified Accelerated Cost Recovery System
567(8)
 Chapter 13 Quick Review
575(2)
 Chapter Terms
575(2)
 Summary Exercise: Comparing Depreciation Methods
577(1)
 'Net Assets: Business on the Internet
578(1)
 Chapter 13 Test
579(2)
 CHAPTER 14 FINCANCIAL STATEMENTS AND RATIOS
581(36)
 14.1 The Income Statement
581(8)
 14.2 Analyzing the Income Statement
589(8)
 14.3 The Balance Sheet
597(4)
 14.4 Analyzing the Balance Sheet
601(8)
 Chapter 14 Quick Review
609(3)
 Chapter Terms
609(3)
612(2)
 'Net Assets: Business on the Internet
614(1)
 Chapter 14 Test
615(2)
617
 15.1 Frequency Distributions and Graphs
617(12)
 15.2 Mean, Median, and Mode
629(10)
 Chapter 15 Quick Review
639(2)
 Chapter Terms
639(2)
 Summary Exercise: Watching the Growth of a Small Business
641(1)
 'Net Assets: Business on the Internet
642(1)
 Chapter 15 Test
643
APPENDIX A EQUATIONS AND FORMULA REVIEW A-1
A.1 Equations A-1(4)
A.2 Business Applications of Equations A-5(4)