Citizen Wealth

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  • Edition: 1st
  • Format: Hardcover
  • Copyright: 2009-07-06
  • Publisher: Berrett-Koehler Publishers
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The federal government may have failed the poor, argues organizer and ACORN founder Wade Rathke, but there is another way: wealth-building. In Citizen Wealth, Rathke shows how food stamps, unemployment insurance, and tax relief offer temporary, stop-gap fixes but don't address the systemic problems that keep people from building up the assets they need to create a stable life for themselves and their families. A real, workable plan to end poverty, Rathke argues, requires a two-pronged approach. First, we need to create wealth through home ownership, and job acquisition and security, lengthens the distance between the poor house and the safe house. Second, we must also prevent the predatory attempts to reduce the relatively little wealth that many low and moderate-income families have. Such dual-track wealth- building approaches protect against the vicissitudes of income: temporary job loss, health issues, credit restrictions and more.

Table of Contents

Prefacep. ix
Introduction: From the Bottom Upp. 1
Creating Citizen Wealth
Building a Winning Campaign for Economic Securityp. 9
Home Ownership Through Community Reinvestmentp. 19
Stopping Foreclosures and Predatory Lendingp. 31
Making Work Pay Living Wagesp. 49
Creating Wealth Through Worker Organizationsp. 65
Protecting and Advancing Citizen Wealth
Making Earned Income Tax Credits Work for Workersp. 81
Guarding Tax Refunds and Combatting High Pricesp. 95
The Debt Trapp. 105
The "Maximum Eligible Participation" Solutionp. 115
Changing the Terms of the Debate
Working with Corporations to Create an Asset Climatep. 129
Business Models That Foster Citizen Wealthp. 135
Bringing Citizens into the Wealth-Building Processp. 153
The Future of Citizen Wealthp. 161
Notesp. 173
Acknowledgmentsp. 185
Indexp. 189
About the Authorp. 197
Table of Contents provided by Ingram. All Rights Reserved.

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