Personal Finance + CD + PFP + Resource Manual + Tax Update

by ; ;
  • ISBN13:


  • ISBN10:


  • Edition: 6th
  • Format: Hardcover
  • Copyright: 2002-06-17
  • Publisher: MCG (Manual)
  • View Upgraded Edition
  • Purchase Benefits
  • Free Shipping On Orders Over $35!
    Your order must be $35 or more to qualify for free economy shipping. Bulk sales, PO's, Marketplace items, eBooks and apparel do not qualify for this offer.
  • Get Rewarded for Ordering Your Textbooks! Enroll Now
List Price: $125.00


This #1 market-leading Personal Finance text provides comprehensive coverage of personal financial planning in the areas of money management, career planning, taxes, consumer credit, housing and other consumer decisions, legal protection, insurance, investments, retirement planning, and estate planning.

Table of Contents

Personal Financial Planning: An Introduction
Financial Aspects of Career Planning
Money Management Strategy Financial Statements and Budgeting
Planning Your Tax Strategy
The Banking Services of Financial Institutions
Introduction to Consumer Credit
Choosing A Source of Credit: The Costs of Credit Alternatives
Consumer Purchasing Strategies: and Legal Protection
The Finances of Housing
Home and Automobile Insurance
Health and Disability Insurance
Life Insurance
Investing Fundamentals
Investing in Stocks
Investing in Bonds
Investing in Mutual Funds
Real Estate and Other Investment Alternatives
Retirement Planning
Estate Planning
Answers to Pretests, Post Tests, and Problems, Applications, and Cases 325
A. Personal Data and Goals
Personal information sheet
Financial institutions and advisors
Goal setting sheet
Monitoring Current Economic Conditions
Time value of money calculations
B. Career Planning
Career area research sheet
Making career contacts
Resume worksheet
Planning a cover letter
Researching a prospective employer
Preparing for an interview
Employee benefits comparison
Career development and advancement
C. Money Management & Budgeting
Financial documents and records
Personal balance sheet
Personal cash flow statement
Cash budget
Annual budget summary
College education cost analysis/savings plan
D. Tax Planning
Current income tax estimate
Income tax preparer comparison
Tax planning activities
E. Banking Services
Planning the use of financial services
Using savings to achieve financial goals
Savings plan comparison
Checking account comparison
Checking account cost analysis
Checking account reconciliation
F. Consumer Credit
Consumer credit usage patterns (debt inventory)
Credit card/charge accounts comparison
Consumer loan comparison
G. Consumer Buying
Comparing cash and credit for major purchases
Major consumer purchase comparison
Unit pricing worksheet
Cost comparison for legal services
Current and future transportation needs
Used car purchase comparison
Buying vs. leasing an automobile
Automobile ownership and operation costs
H. Housing
Current and future housing needs
Renting vs. buying of housing
Apartment rental comparison
Housing affordability and mortgage qualification
Mortgage company comparison
Mortgage refinance analysis
I. Insurance
Current insurance policies and needs
Home inventory
Determining needed property insurance
Apartment/home insurance comparison
Automobile insurance costs comparison
Disability income insurance needs
Assessing current & needed health care insurance
Determining life insurance needs
Life insurance policy comparison
J. Investments
Setting investment objectives
Assessing risk for investment
Evaluating investment information
Using stocks to achieve financial goals
Using bonds to achieve financial goals
Using mutual funds and other investments
Investment broker comparison
K. Retirement and Estate Planning
Retirement housing & lifestyle planning
IRA Comparison
Forecasting retirement income
Estate planning activities
Will planning sheet
Trust comparison sheet
Estate tax projection & settlement costs
L. Financial Plan Summary
Financial data summary
Savings/investment portfolio summary
Progress check on major financial goals and activities
Planning summary for money management, budgeting and tax planning
Planning summary for banking services & consumer credit
Planning summary for consumer buying and housing
Planning summary for insurance
Planning summary for investments
Planning summary for retirement and estate planning

Rewards Program

Write a Review