9781889392059

Your New House : The Alert Consumer's Guide to Buying and Building a Quality Home

by ;
  • ISBN13:

    9781889392059

  • ISBN10:

    1889392057

  • Edition: 3rd
  • Format: Paperback
  • Copyright: 1999-11-01
  • Publisher: Ingram Pub Services
  • Purchase Benefits
List Price: $14.95

Summary

By heeding the advice in this well-documented book, consumers can avoid the common pitfalls home buyers often face. With a new home costing an average of $200,000 or more, mistakes can be costly. This new edition includes updated prices and tips for using the Internet to learn about saving on mortgages, research the best deals on building products, and find sites for product manufacturers and sources.

Author Biography

Alan and Denise Fields are nationally known consumer advocates who have been featured on Oprah, Good Morning America, and DATELINE NBC. Their books include the best-selling Bridal Bargains and Baby Bargains. They live in Boulder, Colorado.

Table of Contents

Introduction
Part I Power Home Buying: Getting Ready, Getting Set xi
Reality Check: Bob Vila is NOT Building Your Home
1(22)
So, Who Are You Guys Anyway?
2(1)
Yes, You Should. No, You Shouldn't
2(2)
Four Truths about Buying a Home No One Tells You
4(2)
Who Should Not Buy or Build a New Home
6(2)
Should This Book Be Rated NC-17?
8(1)
What Does An Average New Home Cost?
9(3)
Nasty Surprises That Inflate Home Prices
12(1)
The Goal: Take Control
13(1)
Key Ingredients of a Quality New Home
14(1)
Jargon Check: 3 Flavors of New Homes
15(4)
Why You Should NOT Build a House Yourself
19(1)
Introducing the Money Bombs
20(2)
What's New In This Edition
22(1)
How Much New Home Can You Really Afford?
23(27)
Ultimate Reality Check: 3 Mistakes to Avoid
23(1)
The Goal Of This Chapter
24(1)
Stuff to Know: Points, Locks, Insurance
25(1)
Two Paths to a New Home
26(1)
The Golden Rule of New Home Buying or Building
27(1)
Step-by-Step Strategies
28(1)
How Much Profit is Fair?
29(2)
Getting Started: How Far In Advance?
31(1)
Sources for Construction Loans
31(1)
Sources for The Best Rates
32(1)
What's On the Web? Best Online Sources
33(3)
Shopping Savvy for Online Mortgages
36(1)
Seventeen Questions to Ask Lenders
37(1)
Email: One-Time Closing Savings Disappears
38(2)
Email: Rushed to Pay Deposit
40(1)
The Two Biggest Myths about the Mortgage Process
41(1)
Lenders with Loose Lips and Seven Other Money Bombs
42(1)
The Lock Game
43(3)
Closing Costs
46(3)
The Special Hell for the Self-Employed
49(1)
The Building Team
50(27)
The Designer: The Rodney Dangerfield of Homebuilding
50(10)
Four Myths about Architects
50(2)
Top Sources to Find an Architect
52(2)
What Will It Cost You?
54(1)
Reality Check: Who Can Do Without
55(1)
Going Naked: Making Sure You're Covered
56(2)
Step by Step Strategies
58(1)
Fourteen Questions to Ask an Architect
58(2)
The Private Inspector/Construction Manager
60(12)
Key Inspection Points
61(1)
What Will It Cost You?
62(1)
Six Sources for Finding an Inspector
62(1)
What's On The Web? Inspection Advice
63(1)
Why Municipal Building Inspectors Can't Be Trusted
64(4)
Eight Questions to Ask an Inspector or Construction Manager
68(2)
Agent-Captured Inspectors and Three Other Money Bombs
70(2)
Real Estate Attorneys
72(2)
What's On the Web? Four Law Sites
73(1)
Other Possible Team Members
74(1)
Who Is Not on Your Team?
75(2)
If Dirt Were Dollars... Finding the Right Location for Your Home
77(17)
The Four Types of Home Sites
77(1)
Steps to Scoping Out the Location
78(1)
Steps for Evaluating the Actual Home Site
79(3)
Environmental Detectives: Sleuthing the Sludge
82(1)
Seven Costs Involved in Land Purchase
82(2)
Siting the House: Six Smart Tips
84(1)
19 Questions to Ask about the Land
85(1)
Email: Get a Map!
86(2)
The Hamburger Theory of Neighborhoods
88(1)
Email: Lot Premiums
89(1)
Money-Bombs: Soil Troubles & Impact Fees
89(2)
The Bizarre World of Homeowners' Associations
91(3)
The Ugly Truth about Real Estate Agents: Helping Hand or Scum of the Earth?
94(25)
The Trolls of Real Estate
95(1)
The Internet Battles the Troll
96(1)
Bill Gates as the Big Bad Wolf
97(1)
Who Really Needs An Agent?
97(1)
The Biggest Myth about Real Estate Agents
98(3)
The $7650 Taxi Cab Ride & 3 Other Money Bombs
101(1)
The Free Upgrade Dance
102(5)
Email: Dangerous Liaisons
107(1)
Our Recommendation: Use a Buyer's Agent
107(10)
Going it Alone: Net Home Listings
108(1)
What It Costs
109(1)
Two Sources to Find A Buyer's Agent
109(1)
11 Questions to Ask a Buyer's Broker
110(1)
Email: Beware Registration Cards
111(1)
The ``Money'' Source Controversy
112(1)
5 Money Bombs
113(2)
Email: Agent Fails to Present Offer
115(2)
The Model Trap & Other Builder Sales Sins
117(2)
House by Design
119(32)
``Pick a Floor Plan'' Design
119(3)
Omission by Design Money Bomb
121(1)
Plan Books
122(4)
What's on the Web? Home Plan Sites
124(1)
Money Bomb: One Size Does Not Fit All
125(1)
Designer/Drafting Services
126(1)
Architects
127(3)
Four Reasons Why This Is the Best Alternative
127(1)
Architects Who Live on the Planet of Unrealistic Costs
128(2)
What Will It Cost You?
130(1)
Twelve Steps to Designing a New Home
131(4)
The ``Too Many Cooks'' Syndrome
135(1)
The Top Eight Trends for New Homes
136(2)
The Storage Squeeze
138(1)
Eight Inexpensive Thrills
139(1)
Lemons on the Info Highway
140(1)
Four Things They Don't Tell You About Golf Course Living
141(2)
Eco-Houses: They're Not Just for Granola-Heads Anymore
143(1)
Five Ways To Make A Small House Seem Spacious
144(2)
Manufactured Homes: Log, Modular, Panel, Post & Beam
146(2)
27 Design Tips for Kitchens &Baths
148(3)
Bring on the Builder
151(36)
Six Good and Not-So-Good Sources for Finding a Builder
153(2)
What's On the Web? Surfing Builder Sites
155(1)
When Do You Hire a Builder?
156(2)
The Dog and Pickup Truck Builder
158(1)
The Mini-Tycoon
158(1)
Top-Gun Builders
159(1)
The Production Builder
160(1)
13 Questions to Ask a Builder
160(2)
The Square-Foot Price Myth
162(2)
Fifteen Steps to Screening a Builder
164(2)
Detective Work: Builder's Past Builders
166(2)
10 Clues to Quality Builders
168(1)
License Loopholes and Other Money Bombs
169(2)
Builder/Architect Tension
171(1)
Evaluating Construction on the Fly
172(2)
Choosing a Production Builder
174(3)
The Top 10 Biggest Builders
177(1)
Insider Info: Web Sites
178(1)
Deceitful Decorating & Five Other Money Bombs
179(3)
Tips for Saving on Production Homes
182(3)
Strategy: Use That Salesperson
185(1)
Translating Builder-Speak to English
186(1)
The Paper Trail: Protecting Your Rights with a Good Contract
187(32)
How Bad Contracts Zap Good Buyers
187(1)
Reality Check: Not Many Options
188(3)
Sources for Sample Contracts
191(1)
Fifteen Clauses in a Good Contract
192(1)
What's on the Web? Legal Database
192(2)
Email: Cost-Plus Nightmare
194(11)
Getting Specific: Finding Out What You're Really Buying from a Production Builder
205(3)
Money Bomb: The Lowball Allowance Game
208(2)
The Wild World of Home Warranties
210(9)
Part II Go! Building the Home and Other Traumatic Experiences 219(72)
Key Inspection Points, Part 1: The Skeleton House
221(23)
Permits and Approval
221(1)
Bogus Engineer Approval
222(1)
Foundations
222(8)
The Concrete Ticket Tip
223(1)
Email: Cylinder Tests
224(1)
Steven Steps to Foundations
225(1)
Eco-Friendly Alternatives
226(1)
Undercut Footings and Five Other Money Bombs
227(3)
Framing
230(7)
Four Steps to Framing
231(2)
Four Eco-Friendly Alternatives
233(1)
Warped Joists and Two Other Money Bombs
234(1)
Engineered Wood: Miracle or Time Bomb?
234(3)
Rough-in: Plumbing, Electrical, Heating and Cooling
237(7)
Map of Recommendation Insulation
239(1)
Four Eco-Friendly Alternatives
240(1)
Four Money Bombs
241(3)
Key Inspection Points, Part II: Finally, Finishing
244(22)
Exterior Finishing
244(8)
The Roof: Seven Options and Their Costs
245(1)
Siding, Gutters and Paint
246(3)
Plastic Wood and Other Eco-Alternatives
249(1)
The Primer Money Bomb
249(3)
Email: Trendsetter Perils
252(1)
Interior Finishing
252(13)
Windows, Drywall, Paint, Trim Work
253(2)
Five Floor-Covering Options
255(1)
Four Tips for the Best Cabinets
256(1)
Countertops, Lights, Appliances and Plumbing Fixtures
257(3)
Nine Eco-Friendly Alternatives
260(1)
Six Money Bombs, Including New-Carpet Fumes
261(3)
Best New Products
264(1)
Final Grading
265(1)
New Home 911: When Things Go Wrong And How to Fix Them
266(15)
Top Three Reasons Why You Shouldn't Kill Your Builder
277
Inept Subs, Builder/Architect Animosity
267(1)
Cost Overruns
268(1)
The Shrinking Profit Syndrome
269(2)
Infomercials: Get Home Quick Schemes
271(1)
Take-the-Money-and-Run Builders: A Vanishing Breed
271(2)
Legal System Snafus
273(1)
The Caulk Reflex
274(1)
Top Six Excuses That Builders Give for Shoddy Work and Mistakes
275(2)
The Most Common Call-Backs
277(1)
Email: 13 Hard-Won Lessons
278(3)
Bargains for Home
281(10)
Meet the Shopping `Bots
281(1)
Discount Catalogs
282(2)
More Deals: Home Stores
284(1)
Discount Lighting Sources
285(3)
Discount Carpeting & Flooring
288(1)
Discount Plumbing Sources
289(2)
Conclusion: What Does it All Mean? 291(1)
Appendix A Product Reviews: Windows, Plumbing & More 292(5)
Windows Brand Reviews
292(2)
Plumbing Brand Reviews
294(2)
Roofing
296(1)
Glossary 297(6)
Bibliography 303(2)
About the Authors 305(2)
Phone/Web Directory 307(6)
Index 313

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