American Incomes

by Russell, Cheryl; New Strategist Publications, Inc.; New Strategist Publications, Inc.

• ISBN13: 9781885070395
• ISBN10: 188507039X
• Edition: 4th
• Format: Hardcover
• Copyright: 2001-11-01
• Publisher: New Strategist Pr Llc

Table of Contents

Introduction	1	(7)
Household Income
Household Income Trends
Affluence Rises to New Heights	8	(7)
Richest Households Control Large Share of Income	15	(5)
Older Householders Have Seen Biggest Gains	20	(2)
Women Who Live Alone Have Gained the Most	22	(2)
Blacks Lead in Income Gains	24	(2)
The Well-Educated See Incomes Rise the Most	26	(2)
Single-Person Households Advance in Income	28	(2)
Single-Earner Households Are Falling Behind	30	(2)
Households with Children Make Gains	32	(2)
Working Wives Mean Higher Incomes	34	(2)
The South Is Closing the Gap	36	(2)
Huge Gains for Some States	38	(4)
Household Income, 1999
Dual-Earner Married Couples Dominate Wealthiest Households	42	(2)
Married Couples Have the Highest Incomes	44	(6)
Household Income Peaks in the 45-to-54 Age Group	50	(6)
Married Couples Have the Highest Incomes	56	(6)
Incomes of Female-Headed Families Are below Average	62	(6)
Male-Headed Families Have Average Incomes	68	(6)
Women Living Alone Have Lowest Incomes	74	(6)
Incomes Are Low for Men Living Alone	80	(6)
Two-Income Households Have Above-Average Incomes	86	(6)
Married Couples with School-Aged Children Have the Highest Incomes	92	(6)
Among Dual-Earner Couples, Empty-Nesters Are Most Affluent	98	(3)
Female-Headed Families without Children Have Higher Incomes	101	(6)
Male-Headed Families without Children Have Above-Average Incomes	107	(6)
Household Incomes Rise with Education	113	(11)
Household Incomes Are Highest in New England	124	(5)
For Blacks, Household Incomes Are Highest in the West	129	(5)
Suburban Households Have the Highest Incomes	134	(6)
Men's Income
Men's Income Trends
More Men Have High Incomes	140	(7)
Incomes Are Lower for Men under Age 45	147	(2)
Incomes Are Growing Fastest for Black Men	149	(2)
Men in the South Have Gained the Most	151	(2)
Little Earnings Growth for Full-Time Workers	153	(2)
Black Men Earn Much More Than Hispanics	155	(2)
Earnings Rose the Fastest for the Most Educated Men	157	(2)
White-Collar Workers See Biggest Gains	159	(5)
Men's Income, 1999
Income Peaks among Men Aged 45 to 54	164	(6)
Black and Hispanic Men Have Lower Incomes	170	(2)
Incomes Are Highest for Men in the Midwest	172	(6)
Men in the Suburbs Have the Highest Incomes	178	(2)
Most Men Have Modest Earnings	180	(6)
Men's Earnings Rise with Education	186	(13)
Education Boosts Earnings of Black and Hispanic Men	199	(9)
Men's Earnings Vary Widely by Occupation	208	(3)
Three out of Four Men Receive Wage or Salary Income	211	(9)
Women's Income
Women's Income Trends
More Women Have Incomes of $25,000 or More	220	(7)
Women of All Ages Have Seen Their Incomes Grow	227	(2)
Incomes of Black Women Have Grown Fastest	229	(2)
Women in South Saw Biggest Gains	231	(2)
Women's Earnings Have Grown Because More Work Full-Time	233	(2)
Earnings of Black Women Rose the Most	235	(2)
Educated Women Gained the Most	237	(2)
Women in Most Occupations Have Gained Ground	239	(3)
Women Are Struggling to Close the Gap	242	(2)
Seven Million Wives Earn More Than Their Husbands	244	(4)
Women's Income, 1999
Women's Incomes Peak in the 45-to-54 Age Group	248	(6)
Hispanic Women Have the Lowest Incomes	254	(2)
Women in the Northeast Have the Highest Incomes	256	(6)
Women in Nonmetropolitan Areas Have the Lowest Incomes	262	(2)
Women Earn Little from Part-Time Work	264	(6)
Women with Professional, Doctoral Degrees Earn the Most	270	(13)
Education Boosts Earnings of Black, Hispanic, and White Women	283	(9)
In a Few Occupations, Women Earn More Than Men	292	(3)
Two-Thirds of Women Receive Wage or Salary Income	295	(8)
Discretionary Income
Most Households Have Discretionary Income	303	(2)
Amount of Discretionary Income Peaks in Middle Age	305	(2)
Empty Nesters Have the Most Discretionary Income	307	(2)
Asian Households Are Most Likely to Have Discretionary Income	309	(2)
Discretionary Income Is Highest in the West	311	(2)
The College-Educated Control Most Discretionary Income	313	(2)
Small Households Control Most Discretionary Income	315	(3)
Wealth
Net Worth Higher for Most	318	(2)
The Majority of Households Own Financial Assets	320	(3)
Big Gains in Stock Ownership	323	(3)
Nonfinancial Assets Are Most Important	326	(2)
Most Households Have Debt	328	(6)
Poverty
Poverty Trends
Women Head Most Poor Families	334	(2)
Poverty Rate Has Declined for Most Families	336	(6)
Female-Headed Families with Children Are Less Likely to Be Poor	342	(6)
Poverty Rate of People Has Fallen Slightly	348	(2)
A Growing Share of Poor People Are Aged 18 to 64	350	(3)
Non-Hispanic Whites Are a Minority of the Poor	353	(4)
Poverty Has Grown in the West	357	(3)
Most States Have Seen Poverty Rate Decline	360	(3)
Growing Share of Poor Live in Metropolitan Areas	363	(3)
Many of the Poor Have Jobs	366	(4)
Poverty, 1999
Few Households with Two Earners Are Poor	370	(4)
Poverty Rate Is Highest for Central City Families	374	(3)
Nearly One in Four American Households Received Poverty Assistance	377	(2)
Non-Hispanic Whites Dominate Elderly Poor	379	(2)
Poverty Rate Is Highest Among Children and Young Adults	381	(7)
Few College Graduates Are Poor	388	(2)
In Most Age Groups, Poverty Is Highest in the South	390	(3)
Nearly One-Third of Nation's Poor Live in Three States	393	(3)
One in Four Children Living in Central Cities Is Poor	396	(3)
Many Young Adult Workers Are Poor	399	(6)
One-Fourth of the Nonworking Poor Are Ill or Disabled	405