American Incomes

by New Strategist Publications, Inc.

• ISBN13: 9781885070241
• ISBN10: 1885070241
• Format: Hardcover
• Copyright: 1999-11-01
• Publisher: New Strategist Pr Llc

Table of Contents

Introduction	1	(2)
Household Income	3	(110)
Household Income Trends
Affluence Is at Record Level	6	(7)
The Rich Are Getting Richer	13	(5)
Older Householders Have Seen Biggest Gains	18	(2)
Women Who Live Alone Have Gained the Most	20	(2)
Black Household Incomes Are Rising Rapidly	22	(2)
The Value of a College Degree Is Growing	24	(2)
Biggest Gains for Smallest Households	26	(2)
Two-Earner Households Have Growing Incomes	28	(2)
Biggest Gains for Households without Children	30	(2)
Dual-Earner Couples Enjoy Rising Incomes	32	(2)
Midwest Is Making Gains	34	(2)
Household Income Growth Varies by State	36	(4)
Household Income, 1997
Married Couples Have the Highest Incomes	40	(5)
Household Income Peaks in the 45-to-54 Age Group	45	(5)
The Most Affluent Householders Are Middle-Aged Married Couples	50	(5)
Many Female-Headed Families Are Doing Well	55	(5)
Male-Headed Families Have Average Incomes	60	(5)
Women Living Alone Have Lowest Incomes	65	(5)
Incomes Are Low for Men Living Alone	70	(5)
Below-Average Incomes for Single-Earner Households	75	(5)
Married Couples with Children Have Higher Incomes	80	(6)
The Nation's Most Affluent Households Are Dual-Earner Married Couples	86	(3)
Female-Headed Families without Children Have the Highest Incomes	89	(6)
Male-Headed Families without Children Have Above-Average Incomes	95	(5)
Household Incomes Are Highest in the Pacific States	100	(5)
For Blacks, Household Incomes Are Highest in the West	105	(5)
Suburban Households Have the Highest Incomes	110	(3)
Men's Income	113	(78)
Men's Income Trends
More Men Have High Incomes	116	(6)
Incomes of Young Men Are Down	122	(2)
Incomes Are Growing Fastest for Black Men	124	(2)
Even Educated Men Have Suffered in the 1990s	126	(2)
Men in the South Have Seen the Biggest Income Gains	128	(2)
Little Earnings Growth for Men Working Full-Time	130	(2)
Earnings of Black Men Surpass Those of Hispanics	132	(2)
Incomes Have Declined for Blue-Collar Men	134	(4)
Men's Income,1997
Income Peaks among Men Aged 45 to 54	138	(6)
Black and Hispanic Men Have Lower Incomes	144	(2)
Incomes Are Highest for Non-Hispanic White Men in the West	146	(6)
Men with Highest Incomes Live in the Suburbs	152	(2)
Only Men Who Work Full-Time Make Much Money	154	(6)
Men's Earnings Rise with Education	160	(13)
Education Boosts Earnings of Black and Hispanic Men	173	(9)
Men's Earnings Vary Widely by Occupation	182	(3)
Three out of Four Men Receive Wage-and-Salary Income	185	(6)
Women's Income	191	(82)
Women's Income Trends
Women's Incomes Are Rising	194	(6)
Women of All Ages Have Enjoyed Growing Incomes	200	(2)
Incomes of Black Women Have Doubled	202	(2)
Incomes Grew for Women of All Educational Levels	204	(2)
Women in Midwest and South Saw Biggest Gains	206	(2)
Women's Earnings Have Grown Because More Work Full-Time	208	(2)
The Earnings of Black Women Are Growing Fastest	210	(2)
Women in Most Occupations Have Gained Ground	212	(3)
Women Are Closing the Gap	215	(2)
Many Wives Earn More Than Their Husbands	217	(3)
Women's Income, 1997
Women's Incomes Peak in 45-to-54 Age Group	220	(6)
Women's Incomes Do Not Vary Much by Race	226	(2)
Women in the Northeast Have the Highest Incomes	228	(6)
Women in Nonmetropolitan Areas Have the Lowest Incomes	234	(2)
Women Earn Little from Part-Time Work	236	(6)
Women with Professional Degrees Earn the Most	242	(13)
Education Boosts Earnings of Black, Hispanic, and White Women	255	(9)
In Some Occupations, Women Earn More Than Men	264	(3)
Two-Thirds of Women Receive Wage-and-Salary Income	267	(6)
Discretionary Income	273	(18)
Most Households Have Discretionary Income	276	(2)
Discretionary Income Peaks among Older Householders	278	(2)
Empty Nesters Have the Most Discretionary Income	280	(2)
Discretionary Income Is Highest in the West	282	(2)
Asian Households Are Most Likely to Have Discretionary Income	284	(2)
The College Educated Control Most Discretionary Income	286	(2)
Single-Person Households Have the Most Discretionary Income	288	(3)
Wealth	291	(10)
Net Worth Rises with Age, Income, Education	292	(2)
Americans Have Few Financial Assets	294	(3)
Value of Nonfinancial Assets Peaks in 45-to-54 Age Group	297	(2)
Most Households Have Some Debt	299	(2)
Poverty	301	(80)
Poverty Trends
Most Poor Families Are Now Headed by Women	304	(2)
Poverty Rate Is Down for Black Families	306	(5)
Female-Headed Families with Children Are Less Likely to Be Poor	311	(5)
Little Change in Poverty Rates for Men and Women	316	(2)
A Growing Share of Poor People Are Aged 18 to 64	318	(3)
Blacks Account for Only One in Four of the Nation's Poor	321	(3)
Poverty Has Grown in the West	324	(3)
Some States Have Seen Poverty Rate Decline Sharply	327	(3)
Growing Share of Poor Live in Metropolitan Areas	330	(3)
The Ranks of the Working Poor Are Rising	333	(3)
Poverty, 1997
Few Households with Two Workers Are Poor	336	(4)
Poverty Rate Surpasses 66 Percent for Some Hispanic Families	340	(7)
One-Fourth of Americans Live in Households That Receive Poverty Assistance	347	(5)
Poverty Rate Is Highest among Children	352	(5)
Most College Graduates Escape Poverty	357	(2)
Among Young Adults, Poverty Rate Is Highest in the West	359	(5)
In Every Region, Poverty Is Higher for Women	364	(5)
One-Third of Hispanic Central City Residents Are Poor	369	(5)
Among Workers, Poverty Rate Is Highest for Young Adults	374	(7)
For More Information	381	(6)
Glossary	387	(3)
Index	390