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9780137798773

California Real Estate Finance

by ; ;
  • ISBN13:

    9780137798773

  • ISBN10:

    0137798776

  • Format: Hardcover
  • Copyright: 1997-11-01
  • Publisher: Pearson College Div

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Summary

Highly practical in focus, this book reflects today's everchanging real estate market as it examines such basic principles as creative financing, construction financing, adjustable and variable rate mortgage plans, and real estate mathematics. Focusing on financing for the home buyer, this book covers buyers in all income categories and discusses various types of lenders; different types of financing; the process of a mortgage; and common mortgage problems with some potential solutions. The sixth edition of California Real Estate Finance has been revised to incorporate a simplified presentation, while expanding coverage of many topics. It includes a unique new chapter on financing for low- and moderate-income home buyers. The book also now includes a section on the use and application of the financial calculator for solving real estate problems.

Table of Contents

Preface
Why Real Estate Finance?p. 1
Institutional Lenders: Who and What are They?p. 31
Noninstitutional Lenders: Who are They?p. 59
Alternative Mortgage Instruments: What are They?p. 83
What are Conventional Loans?p. 115
How Do the Federal and State Governments Help Finance Home Loans?p. 139
Points, Discounts, and the Secondary Mortgage Market: How Do They Act and Interact?p. 167
What Role Does "Qualifying the Property" Play in Loan Underwriting?p. 187
What Role Does "Qualifying the Buyer" Play in Loan Underwriting?p. 217
How Do Processing, Closing, and Servicing Real Estate Loans Take Place?p. 243
How Do Foreclosures and Other Lending Problems Fit into Real Estate Finance?p. 277
Construction Financing: What are the Major Sources?p. 305
How Can I Simplify Problem-Solving Related to Real Estate Finance?p. 329
What are Some Creative Financing Approaches?p. 391
What are Some Financing Choices Designed for Low- to Moderate-Income and First-Time Home Buyers?p. 431
Financing Small Residential Income Propertiesp. 477
Glossaryp. 486
Answers to Multiple-Choice Questionsp. 496
Indexp. 497
Table of Contents provided by Blackwell. All Rights Reserved.

Supplemental Materials

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The New copy of this book will include any supplemental materials advertised. Please check the title of the book to determine if it should include any access cards, study guides, lab manuals, CDs, etc.

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