Creating Your Own Retirement Plan : A Guide to Keoghs and Iras for the Self-Employed

by Slesnick, Twila; Suttle, John. C.; Suttle, John C.

• ISBN13: 9780873375931
• ISBN10: 0873375939
• Edition: 1st
• Format: Paperback
• Copyright: 2001-04-01
• Publisher: Nolo.Com

Summary

Written by bestselling authors and retirement planners, this book discusses the various retirement plan options for the self-employed. Includes information on simple IRAs, Roth IRAs, profit-sharing plans, 401(k) plans, and more.

Table of Contents

I Introduction
Retirement Plans for the Self-Employed: An Overview
Why Establish a Retirement Plan?	2	(4)
Choosing a Plan	6	(20)
Putting the Plan in Place	26	(2)
Maintaining the Plan	28
Comparing Plans
Employer Plans	3	(7)
Individual Plans: Traditional IRAs and Roth IRAs	10
Simple IRAs
What Is a Simple IRA	3	(3)
How to Establish a Simple IRA	6	(2)
Contributions	8	(7)
Ongoing Administration	15	(1)
Distributions	16	(7)
Penalties	23	(7)
Terminating Your Simple IRA	30	(1)
Multiple Employer Plans	31	(3)
Adding a Traditional or Roth IRA to Your Simple IRA	34	(1)
Filling Out the Forms	34
SEPs
What Is a SEP?	3	(3)
How to Establish a SEP	6	(2)
Contributions	8	(4)
Ongoing Administration	12	(1)
Distributions	13	(5)
Penalties	18	(9)
Terminating Your SEP	27	(1)
Multiple Employer Plans	27	(5)
Adding a Traditional or Roth IRA to Your SEP	32	(1)
Filling Out the Forms	33
Profit Sharing Plans
What Is a Profit Sharing Plan?	3	(3)
How to Establish a Profit Sharing Plan	6	(5)
Contributions	11	(6)
Ongoing Administration	17	(2)
Distributions	19	(7)
Penalties	26	(5)
Terminating Your Profit Sharing Plan	31	(2)
Multiple Employer Plans	33	(6)
Adding a Traditional or Roth IRA to Your Profit Sharing Plan	39	(1)
Filling Out The Forms	39
Money Purchase Pension Plans
What Is a Money Purchase Pension Plan?	3	(3)
How to Establish a Money Purchase Pension Plan	6	(4)
Contributions	10	(7)
Ongoing Administration	17	(2)
Distributions	19	(6)
Penalties	25	(6)
Terminating Your Money Purchase Pension Plan	31	(2)
Multiple Employer Plans	33	(5)
Adding a Traditional or Roth IRA to Your Money Purchase Pension Plan	38	(1)
Filling Out the Forms	39
Defined Benefit Plans
What is a Defined Benefit Plan?	3	(3)
How to Establish a Defined Benefit Plan	6	(4)
Contributions	10	(5)
Ongoing Administration	15	(3)
Distributions	18	(5)
Penalties	23	(7)
Terminating Your Defined Benefit Plan	30	(2)
Multiple Employer Plans	32	(3)
Adding a Traditional or Roth IRA to Your Defined Benefit Plan	35
Traditional IRAs
What Is a Traditional IRA?	3	(2)
How to Establish a Traditional IRA	5	(3)
Contributions	8	(3)
Deductions	11	(4)
Ongoing Administration	15	(1)
Distributions	16	(6)
Penalties	22	(6)
Multiple IRAs and Qualified Plans	28	(1)
Terminating Your IRA	29
Roth IRAs
What Is a Roth IRA?	3	(2)
How to Establish a Roth IRA	5	(3)
Contributions	8	(8)
Ongoing Administration	16	(1)
Distributions	17	(7)
Penalties	24	(13)
Multiple IRAs and Qualified Plans	37	(1)
Terminating Your Roth IRA	37
Glossary
Appendix
Index