Identity Theft Handbook : Detection, Prevention, and Security

by Biegelman, Martin T.

• ISBN13: 9780470179994
• ISBN10: 0470179996
• Format: Hardcover
• Copyright: 2009-02-09
• Publisher: Wiley

Summary

Not a week goes by when identity theft isn t mentioned in the media or that a Congressional outcry isn t heard about this unrelenting crime. The first authoritative book on identity theft, Identity Theft Handbook is written by a career professional who has spent over 25 years investigating and preventing identity theft in both the public and private sectors. Its rich real-world content includes interviews with government and private sector thought leaders. As well, the costs of identity theft, future trends, and prevention guidance is discussed. For investigators, auditors, and managers.

Author Biography

Martin T. Biegelman has been fighting fraud, including identity theft, for more than thirty years in various roles in law enforcement, consulting, and the corporate sector. He is currently Director of Financial Integrity for Microsoft Corporation, where he built and leads a worldwide fraud detection, investigation, and prevention program. Biegelman is both a Certified Fraud Examiner and Certified Ethics and Compliance Professional, as well as a sought-after speaker and author on white-collar crime, identity theft, corruption, fraud prevention, and compliance issues. He is the author of Building a World-Class Compliance Program and coauthor of Executive Roadmap to Fraud Prevention and Internal Control, both published by Wiley.

Table of Contents

About the Author	p. xv
Foreword	p. xvii
Preface	p. xix
Acknowledgments	p. xxiii
The Identity Theft Explosion	p. 1
What Is Identity Theft?	p. 2
It Is Not Rocket Science	p. 3
Early Days of Credit Cards	p. 6
Limiting Losses	p. 8
Jail Order Fraud	p. 10
Identity Theft Was Not a High Priority	p. 11
Game of the Name: How it All Began	p. 13
First Identity Theft Victim	p. 14
Identity Fraud Connection	p. 14
History of Credit Cards	p. 15
Growth of Credit Card Fraud	p. 17
Even Postal Employees Will Steal	p. 20
Recidivism Is Common	p. 21
Mail Theft and Phony ID	p. 22
The Circulation: A Southern California Crime Syndicate	p. 22
How Identity Theft Occurs	p. 27
Criminal Roles of Identity Thieves	p. 28
How Identity Thieves Steal Your Good Name	p. 28
Student Loan Fraud and the Theft of Identity	p. 45
Growth and Impact of Student Loan Fraud	p. 46
Financial Fleecing 101: The Case of John Edward Christensen	p. 47
A Family Affair of Fraud	p. 48
Trying to Make Amends	p. 49
Compromise of Student Loan Data	p. 49
Admission to the Ivy League through ID Theft	p. 50
More Cases	p. 52
It Is Not Just an American Problem	p. 52
DePartment of Education's Outreach Prevention Program	p. 53
Nigerian Criminal Enterprises	p. 57
FBI Recognizes the Growing Identity Theft Threat	p. 58
Genesis of the Problem	p. 59
Credit Card and Identity Fraud	p. 60
Highly Confidential Identity Theft "Training Manual"	p. 60
Check Fraud	p. 62
Advance Fee or "419" Fraud	p. 62
Senate Hearings	p. 64
Nigerian Criminal Enterprises	p. 68
Ongoing Threat of Fraud	p. 70
Methamphetamine, the Mails, and Check Washing	p. 73
Mail Theft Problem	p. 74
Check Washing: A New Spin on Mail Theft	p. 75
All "Methed" Up: The Drug Connection	p. 76
Origin of the Problem	p. 78
Changing Face of Check Forgery	p. 80
Prevention Efforts	p. 81
The Problem Continues Today	p. 82
The Violent Side of Identity Theft	p. 85
Chicago Parcel Bomb Murder Case	p. 88
Mail Theft Turned Violent	p. 90
An Identity Thief Turns His Brutality on Law Enforcement	p. 93
Medical Identity Theft	p. 97
It Is Often an Insider	p. 98
Unprotected Medical Files	p. 98
Being Your Own Detective	p. 99
Snooping Eyes	p. 99
Theft and Fraudulent Use of Physician Names and Licenses	p. 100
Life-and-Death Consequences	p. 102
It Started with an Innocent Advertisement	p. 102
Arizona's Identity Theft Problem	p. 102
Health Insurance Portability and Accountability Act	p. 103
Healthcare Records on the Web	p. 104
National Health Information Network	p. 105
Prevention and Security	p. 107
And So It Continues	p. 110
Fake IDS	p. 113
Fake IDs on the Web	p. 114
Senate Hearing on Phony IDs	p. 115
Justice Served	p. 116
Interstate Identity Theft and Fake ID Ring	p. 116
Operation Catchnet	p. 119
Major Fraudulent Document Manufacturing Ring	p. 122
Using Identities of the Dead	p. 122
Legislation and Criminal Statutes	p. 129
Criminal Statutes	p. 130
Legislative Acts	p. 136
Impact of Legislation	p. 148
Law Enforcement Efforts	p. 151
Metro Richmond Identity Theft Task Force	p. 151
Operation Reconcile	p. 152
Felony Lane Gang	p. 154
Law Enforcement Efforts to Enact Antifraud Legislation	p. 157
M.I.A.M.I. Program	p. 159
Financial Industry Mail Security Initiative	p. 160
Teens and Young Adults as Victims and Perpetrators	p. 163
Teenage Hackers	p. 164
Teen Deja Vu	p. 165
It Is So Easy, Even a Child Can Do It	p. 169
Evil Mentor	p. 171
Child ID Theft	p. 172
Prevention and Security for Teenagers and Young Adults	p. 173
Victims and Victimization	p. 177
An Identity Theft Nightmare	p. 178
Getting a New SSN If All Else Fails	p. 178
Operation Gaffle	p. 179
Victim and Witness Rights	p. 181
Victim Notification System	p. 184
Recent Milestones in Victims' Rights	p. 187
"The Best-Laid Plans of Mice and Men Often Go Awry"	p. 188
Forever Vigilant	p. 189
The San Diego Experience	p. 191
Destination of Choice	p. 191
Rise of the NDCBU	p. 192
Unforeseen Achilles' Heel	p. 193
Thefts and Frauds of the 1980s and 1990s	p. 194
Impact of Meth in San Diego	p. 196
Emergence of Organized Gangs	p. 200
The Way It Is Today	p. 200
The Rich, the Famous, and the Dead Get no Peace	p. 205
Dumpster Diving Hits a Home Run	p. 206
No Rest for the Dead	p. 207
Genealogy and the Risk of Identity Theft	p. 208
Who Is John Doe?	p. 214
What Is a Genealogist to Do?	p. 215
Identity Thieves Are Equal Opportunity Abusers	p. 217
Identity Theft Goes Global	p. 221
Australia	p. 222
Japan	p. 222
United Kingdom	p. 223
Morocco	p. 223
Brazil	p. 224
Russia	p. 224
India	p. 225
China	p. 226
Global Phishing Scheme	p. 226
Terrorism and Identity Theft	p. 226
Global Identity Theft and Money-Laundering Ring	p. 229
Privacy and Data Breaches	p. 239
Loss of Privacy	p. 239
Defining "Privacy"	p. 240
Data Breaches	p. 241
Insider Threats	p. 243
Your Home Is Their Castle	p. 244
Carelessness as a Contributing Factor	p. 244
Wireless (In)Fidelity	p. 245
T.J. Maxx Attack	p. 246
P2P Networks	p. 248
Botnets: Zombie Armies of the Internet	p. 250
Plunder Down Under	p. 251
Protecting PII	p. 258
Identity Theft Research	p. 263
Saint Xavier University Study of Identity Theft Incidents	p. 264
The President's Identity Theft Task Force	p. 268
Federal Trade Commission's 2006 Survey Report	p. 274
The Center For Identity Management and Information Protection	p. 277
About CIMIP	p. 277
CIMIP and Utica College	p. 278
Identity Fraud Trends and Patterns: Building a Data-Based Foundation for Proactive Enforcement	p. 279
Executive Summary	p. 279
Implications for Law Enforcement	p. 290
Preventing Identity Theft: 21 Rules You Must Use	p. 295
Future of Identity Theft	p. 313
Predicting the Future	p. 314
Making Money from Identity Theft	p. 315
Proactive Approach and Education Outreach	p. 319
No Country for Identity Thieves	p. 325
Appendix: Designing an Effective Identity Theft Red Flags Rule Compliance Program	p. 329
Index	p. 339
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