The financial crisis is but a manifestation of events set in motion years ago that are now unfolding precisely according to time. The question of how to deal with it is a serious issue. Whether this is a natural consequence of the Business Cycle is another important question to be resolved. The one unifying core element of a financial crisis is that nothing ever changes, only the players and the instruments. The culprit is not merely the mortgage market. Neither is it exclusively Wall Street and the Banks. It is a combination of blame that squarely rests both upon the public and private sectors. In this book, Armstrong explains how confidence has always been the determining factor. If the people trust the state, the flight to quality will run to bonds fleeing the private sector. But if that level of confidence should swing the other way, the swing could be violent in the opposite direction toward hyper-inflation. It is the yield-curve that provides clues to the swing between public and private confidence.