Thrifty Living: A Teach Yourself Guide

by Phillips, Barty

• ISBN13: 9780071665001
• ISBN10: 0071665005
• Edition: 2nd
• Format: Paperback
• Copyright: 2010-05-10
• Publisher: McGraw-Hill

Summary

Thrifty Living is a Practical, flexible guide to cutting the costs of everyday living, saving money and even making a few extra pounds. No matter what your level of income, it will allow you to make as many or as few changes as you want, and will help you to make living cheaper and more fulfilling. Book jacket.

Author Biography

Barty Phillips is an author, journalist, lecturer and radio and TV broadcaster. She is the former home correspondent of The Observer and gardening columnist for the Sunday Telegraph, and the author of numerous home and leisure titles.

Table of Contents

Meet the author	p. xi
Only got a minute?	p. xii
Only got five minutes?	p. xiv
Only got ten minutes?	p. xvi
Introduction	p. xxi
Getting the thrifty habit	p. 1
Reasons for being thrifty	p. 1
Thrift as a way of life	p. 3
Day-to-day ways of being thrifty	p. 4
Know your shopping rights	p. 14
UK laws to protect consumers	p. 15
Making a complaint	p. 25
In the USA	p. 26
Thrifty money matters	p. 31
Budgeting	p. 31
Saving	p. 33
Thrifty thoughts about credit and debit cards	p. 34
Borrowing money	p. 35
Thrity home ownership	p. 36
Dealing with debt	p. 37
Tax matters	p. 41
Getting the most from insurance	p. 43
Thrifty investments	p. 45
Beat the bills	p. 51
Monitoring the paperwork	p. 51
Reducing your fuel bills	p. 53
Don't waste your water	p. 58
Monitor your electricity	p. 59
How much are you wasting?	p. 59
Cut your home phone bills	p. 63
Don't lose out on grants and benefits	p. 64
Internet know-how	p. 69
Computer and internet know-how	p. 69
Buying a computer	p. 70
Computer uses	p. 76
Shopping online	p. 80
The fine art of haggling	p. 87
How does haggling Work?	p. 88
Universal haggling strategies	p. 91
Haggling on home soil	p. 91
Haggling in foreign markets	p. 95
Thrifty shopping	p. 102
Shopping in large stores	p. 103
Shopping know-how	p. 104
Shopping in the sales	p. 105
Car boot sales and garage sales	p. 106
Discount stores	p. 107
Cash-and-carry shops	p. 107
Farmer's shops	p. 108
Factory shops	p. 108
Factory outlet centres and shopping villages	p. 109
Factory shops in France	p. 109
Charity shops	p. 110
Street markets	p. 112
Auctions	p. 112
Buying from a private seller	p. 113
Things the thrifty will avoid	p. 114
Reduce, reuse and recycle	p. 119
Reducing	p. 120
Reusing	p. 121
Recycling	p. 123
Recycling know-how for specific materials	p. 124
Salvaging other people's throw-aways	p. 133
Buying recycled or sustainable materials	p. 134
Savings on clothes	p. 139
Getting clothes altered	p. 140
Make your clothes last longer	p. 141
Buying clothes	p. 145
Making clothes	p. 152
Look after your shoes	p. 153
Saving money on food and drink	p. 158
Frugal shopping	p. 159
Frugal storage	p. 165
Frugal Cooking	p. 166
Some budget meal ideas	p. 170
Some budget recipes	p. 172
Thrift in the home	p. 176
Edible cleaners	p. 177
Laundry thrift	p. 180
Thrifty in the Kitchen	p. 181
Thrifty home decorating and maintenance	p. 183
Thrifty ways with workers	p. 184
Improvised furniture	p. 185
Soft furnishings	p. 186
Thrifty in the bathroom	p. 186
Thrifty medicines	p. 187
The home office	p. 188
Lounging in the living room	p. 188
Children	p. 189
Make your own	p. 190
Pets and vets	p. 191
Economical transport	p. 195
Buying a car	p. 196
Choosing your car	p. 198
Biking	p. 202
Train travel	p. 204
Coach and bus travel	p. 205
Thrifty leisure time and holidays	p. 209
Leisure time at home	p. 209
Thrifty ways of learning	p. 210
Leisure thrifty near home	p. 212
Thrifty travel	p. 214
Thrifty holidaying	p. 217
Make the most of the garden	p. 225
Composting	p. 226
Frugal containers	p. 231
Cheap seeds and plants	p. 232
Saving water	p. 234
Grow your own	p. 236
Earn a little something	p. 241
Tax implications	p. 241
Work from home	p. 242
Occasional and part-time jobs	p. 249
Student holiday jobs	p. 252
Answers to the quick revision tests	p. 256
Taking it further	p. 263
Index	p. 273
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