Given that angst-filled scenario, it's no wonder that many boomers avoid looking ahead. With ticking biological clocks and "in-your-face" reminders of aging, they may turn to quick-fix solutions (facelifts, reconstructive surgery, medication, etc.) but few make time to plan for later years. Although boomers are known for their take-charge approach to shaping their lifestyle and finances, even the most informed and savviest of them often fails to take responsibility for creating a "life worth living" as they age.