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9781107013025

Consumer Credit, Debt and Investment in Europe

by ;
  • ISBN13:

    9781107013025

  • ISBN10:

    110701302X

  • Format: Hardcover
  • Copyright: 2012-08-27
  • Publisher: Cambridge Univ Pr

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Supplemental Materials

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Summary

This topical collection of essays emanates from the Consumer Protection in Europe: Theory and Practice duo colloquium in December 2009. That conference explored consumer protection in Europe and covered topics which are even more relevant today given the revisions to the proposed Consumer Rights Directive, the appointment of an Expert Group on a common frame of reference and the Green Paper on European Contract Law. It was organised within the work programme Credit and Debt: Protecting the Vulnerable in Europe – a project placing emphasis on vulnerability in financial transactions. This volume focuses on consumer protection in credit and investments in the context of unprecedented turmoil in those markets and EU harmonisation initiatives in the area. It explores key issues such as responsible lending, information disclosure, consumer confidence, the regulation of consumer investment services and the protection of bank depositors.

Table of Contents

Vulnerability and access to low cost credit
Information disclosure in the EU Consumer Credit Directive: opportunities and limitations
European regulation of consumer credit: enhancing consumer confidence and protection from a UK perspective?
The development of responsible lending in the UK Consumer Credit Regime
The French Consumer Credit Act (2010) [Loi 2010-737 du 1er juillet 2010 portant réforme du crédit à la consommation]
The legal framework for consumer credit in Romania: facts and prospects Rodica
The legal regulation of pawnbroking in England, a brief history
Mortgage finance: who's responsible?
Fairness and efficiency in the law of guarantees
A comparative analysis of bank charges in Europe: OFT v. Abbey National plc through the looking glass
Designing a framework for protecting bank depositors
The legal matrix for retail investment services in the EU: where is an individual investor?
Financial investors as consumers: recent Italian legislation from a European perspective
Conclusions: consumer credit, debt and investment in Europe
Table of Contents provided by Publisher. All Rights Reserved.

Supplemental Materials

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