Economic Education for Consumers

by Miller,Roger LeRoy

• ISBN13: 9780538435796
• ISBN10: 0538435798
• Edition: 2nd
• Format: Hardcover
• Copyright: 2003-01-30
• Publisher: Cengage Learning

Summary

This all-new text has exciting features, engaging lessons, and multimedia ancillaries to help economic, consumer, and personal finance concepts come to life. Learn how to budget, find housing, purchase insurance, find transportation, the global economy works, and more. With updated content, computer applications, a new life-span project feature, a dedicated web site, and Internet activities in each chapter, this text brings the real world of consumer economics into the classroom.

Table of Contents

Consumers - The Engine that Runs the Economy	2	(46)
Decision Making Project - Get Out of Town	3	(1)
Lessons
Decisions, Decisions	4	(7)
Make Decisions	11	(6)
Understand Economic Systems	17	(8)
Consumer's Role in the Economy	25	(5)
Advertising and Consumer Decisions	30	(8)
Be a Responsible Consumer	38	(10)
Buying Technology Products - Let's Talk Tech	48	(38)
Decision Making Project - Get into the Information Age	49	(1)
Lessons
Technology and Consumer Choice	50	(6)
Move into Cyberspace	56	(6)
Choose a Personal Computer	62	(6)
Shop on the Net	68	(8)
Protect Yourself on the Internet	76	(10)
Consumer Protection - Rights, Responsibilities, Resolutions	86	(34)
Decision Making Project - Dissatisfied? Do Something About It	87	(1)
Lessons
Consumer Rights and Responsibilities	88	(6)
Government and Consumer Protection	94	(7)
Deception and Fraud	101	(8)
Resolve Consumer Problems	109	(11)
Choose a Career - Get a Job	120	(38)
Decision Making Project - Get a Job	121	(1)
Lessons
Get to Know Yourself	122	(7)
Explore Careers	129	(7)
Apply for a Job	136	(8)
Interview Successfully	144	(6)
Prepare for the Future	150	(8)
Income Taxes - How Much Will You Keep?	158	(32)
Decision Making Project - Tax Your Dream Job	159	(1)
Lessons
Taxes and Your Paycheck	160	(6)
File a Tax Return	166	(10)
Taxes and Government	176	(5)
Government Spending	181	(9)
Budgeting - How Will You Use Your Money?	190	(30)
Decision Making Project - All in the Family	191	(1)
Lessons
Choose Financial Goals	192	(6)
Track Income and Expenses	198	(6)
Your Budget Worksheet	204	(6)
Create Your Budget for the Year	210	(10)
Banking Services - Where to Stash Your Cash	220	(38)
Decision Making Project - Check it Out	221	(1)
Lessons
How Banks Work	222	(6)
Use Your Checking Account	228	(7)
Electronic Banking	235	(7)
Balance Your Checkbook	242	(6)
Other Banking Services	248	(10)
Saving - Plan for Financial Security	258	(28)
Decision Making Project - Save Yourself	259	(1)
Lessons
Why Save?	260	(4)
Savings Institutions and Accounts	264	(6)
Save with Safety	270	(6)
Simple and Compound Interest	276	(10)
Investing - Prepare for Your Future	286	(40)
Decision Making Project - Invest in Yourself	287	(1)
Lessons
Investing Basics	288	(6)
How to Invest in Corporations	294	(8)
How to Invest in Mutual Funds	302	(4)
Research Investments	306	(10)
Retirement and Other Investments	316	(10)
Credit - You're in Charge	326	(38)
Decision Making Project - Give Yourself Credit	327	(1)
Lessons
What is Credit?	328	(6)
How to Qualify for Credit	334	(6)
Sources of Consumer Credit	340	(8)
Credit Rights and Responsibilities	348	(6)
Maintain a Good Credit Rating	354	(10)
Budget Essentials - Food, Clothes, and Fun	364	(30)
Decision Making Project - Shop 'til You Drop	365	(1)
Lessons
Nutrition Facts	366	(6)
Shop for a Healthful Diet	372	(6)
Evaluate Clothes Choices	378	(6)
Recreation and Travel	384	(10)
Transportation - How Will You Get There?	394	(38)
Decision Making Project - Got to Get There	395	(1)
Lessons
Transportation Basics	396	(6)
How to Choose a Car	402	(6)
To Buy or Lease?	408	(8)
The Car-Buying Process	416	(6)
How to Maintain a Car	422	(10)
Housing - A Place to Call Home	432	(32)
Decision Making Project - Rule Your Own Roost	433	(1)
Lessons
Your Housing Options	434	(6)
How to Rent an Apartment	440	(7)
How to Buy a Home	447	(7)
How to Furnish Your Home	454	(10)
Automobile and Home Insurance - Sharing the Risk	464	(34)
Decision Making Project - Cover Your Wheels	465	(1)
Lessons
Insurance Basics	466	(6)
Automobile Insurance	472	(8)
Home Insurance Coverage	480	(7)
Providers and the Claims Process	487	(11)
Health and Life Insurance - Your Personal Security	498	(38)
Decision Making Project - An Apple a Day	499	(1)
Lessons
Health Insurance Basics	500	(6)
Health Insurance Plans	506	(6)
Choose a Health Plan	512	(6)
Health Care Rights and Responsibilities	518	(7)
Life Insurance	525	(11)
Choose Services - When You Need Help	536	(28)
Decision Making Project - Is There a Doctor in the House?	537	(1)
Lessons
Health Care Providers	538	(8)
Legal Service Providers	546	(8)
Government Assistance	554	(10)
Global Economy - What It Means to You	564	(34)
Decision Making Project - It's a Small World	565	(1)
Lessons
The Nature of International Trade	566	(7)
U.S. Economy and World Trade	573	(7)
Government and the Economy	580	(7)
It's a Global Economy	587	(11)
Life-Span Plan Project	598	(4)
Glossary	602	(16)
Index	618	(18)
Photo Credits	636