Economic Education For Consumers

by Miller, Roger LeRoy; Stafford, Alan D.

• ISBN13: 9780538441117
• ISBN10: 0538441119
• Edition: 3rd
• Format: Hardcover
• Copyright: 2005-03-30
• Publisher: Cengage Learning

Summary

EDUCATION FOR CONSUMERS, 3rd Edition brings economic, consumer, and personal finance topics to life. Exciting changes to this edition include a bright new design and updated information on important changes in technology, banking, and taxes. Organized into several class-length lessons, each chapter contains several features to capture and maintain student interest, such as Consumer Alert, What in the World?, Vote Your Wallet, Buy the Number$, Consumer in Action!, Guess What?, Math of Money, Cyber Consumer, Primary Sources, and Communicate. Journal activities, located at the beginning and end of each chapter, connect the theme of each chapter and reinforce communication skills. The Life Span Plan Project links all aspects of personal finance to the student’s life in a capstone project, using icons throughout each chapter to encourage students to think about how each topic relates to their own Life Span Plan.”

Table of Contents

Consumers -- The Engine that Runs the Economy	2	(46)
Decision Making Project -- Get Out of Town	3	(1)
Lessons
Decisions, Decisions	4	(7)
Make Decisions	11	(6)
Understand Economic Systems	17	(8)
Consumer's Role in the Economy	25	(5)
Advertising and Consumer Decisions	30	(8)
Be a Responsible Consumer	38
Apply and Review
In Class Activity	6	(36)
Internet Activity	42
Try These	10	(1)
Think Critically	10	(34)
Chapter Assessment	44
Special Features
Exploding Myths	2	(1)
Journal Journey	3	(29)
Buy the Numbers	32
Communicate	8
Consumer Action	4	(31)
Consumer Alert!	35
Cyber Consumer	9	(4)
Guess What?	13	(2)
Math of Money	15	(26)
Primary Sources	41
Vote Your Wallet	19
What in the World?	5	(43)
Buying Technology Products -- Let's Talk Tech	48	(38)
Decision Making Project -- Get into the Information Age	49	(1)
Lessons
Technology and Consumer Choice	50	(6)
Move into Cyberspace	56	(6)
Choose a Personal Computer	62	(6)
Shop on the Net	68	(8)
Protect Yourself on the Internet	76
Apply and Review
In Class Activity	51	(22)
Internet Activity	73
Try These	55	(1)
Think Critically	55	(27)
Chapter Assessment	82
Special Features
Exploding Myths	48	(1)
Journal Journey	49	(16)
Buy the Numbers	65
Communicate	54
Consumer Action	50	(29)
Consumer Alert!	79
Cyber Consumer	60
Guess What?	57	(17)
Math of Money	74	(6)
Primary Sources	80
Vote Your Wallet	71
What in the World?	58	(28)
Consumer Protection -- Rights, Responsibilities, Resolutions	86	(34)
Decision Making Project -- Dissatisfied? Do Something About It	87	(1)
Lessons
Consumer Rights and Responsibilities	88	(6)
Government and Consumer Protection	94	(7)
Deception and Fraud	101	(8)
Resolve Consumer Problems	109
Apply and Review
In Class Activity	90	(6)
Internet Activity	96
Try These	93	(1)
Think Critically	93	(23)
Chapter Assessment	116
Special Features
Exploding Myths	86	(1)
Journal Journey	87	(5)
Buy the Numbers	92	(19)
Communicate	111
Consumer Action	88	(3)
Consumer Alert!	91	(6)
Cyber Consumer	97	(10)
Guess What?	107
Math of Money	99	(6)
Primary Sources	105
Vote Your Wallet	90	(14)
What in the World?	104	(16)
Choose a Career -- Get a Job	120	(38)
Decision Making Project -- Get a Job	121	(1)
Lessons
Get to Know Yourself	122	(7)
Explore Careers	129	(7)
Apply for a Job	136	(8)
Interview Successfully	144	(6)
Prepare for the Future	150
Apply and Review
In Class Activity	124
Internet Activity	123	(5)
Try These	128	(1)
Think Critically	128	(26)
Chapter Assessment	154
Special Features
Exploding Myths	120	(1)
Journal Journey	121	(21)
Buy the Numbers	142
Communicate	125
Consumer Action	122	(30)
Consumer Alert!	152
Cyber Consumer	131	(1)
Guess What?	131
Math of Money	126	(1)
Primary Sources	127
Vote Your Wallet	125	(9)
What in the World?	134	(24)
Income Taxes -- How Much Will You Keep?	158	(32)
Decision Making Project -- Tax Your Dream Job	159	(1)
Lessons
Taxes and Your Paycheck	160	(6)
File a Tax Return	166	(10)
Taxes and Government	176	(5)
Government Spending	181
Apply and Review
In Class Activity	163	(16)
Internet Activity	179
Try These	165	(1)
Think Critically	165	(21)
Chapter Assessment	186
Special Features
Exploding Myths	158	(1)
Journal Journey	159	(5)
Buy the Numbers	164	(19)
Communicate	183
Consumer Action	160	(12)
Consumer Alert!	172
Cyber Consumer	161	(6)
Guess What?	167	(4)
Math of Money	171	(8)
Primary Sources	179	(5)
Vote Your Wallet	184
What in the World?	163	(27)
Budgeting -- How Will You Use Your Money?	190	(30)
Decision Making Project -- All in the Family	191	(1)
Lessons
Choose Financial Goals	192	(6)
Track Income and Expenses	198	(6)
Your Budget Worksheet	204	(6)
Create Your Budget for the Year	210
Apply and Review
In Class Activity	193	(20)
Internet Activity	213
Try These	197	(1)
Think Critically	197	(19)
Chapter Assessment	216
Special Features
Exploding Myths	190	(1)
Journal Journey	191	(3)
Buy the Numbers	194	(2)
Communicate	196
Consumer Action	192	(19)
Consumer Alert!	211
Cyber Consumer	195
Guess What?	193	(7)
Math of Money	200
Primary Sources	199	(15)
Vote Your Wallet	214
What in the World?	196	(24)
Banking Services -- Where to Stash Your Cash	220	(38)
Decision Making Project -- Check it Out	221	(1)
Lessons
How Banks Work	222	(6)
Use Your Checking Account	228	(7)
Electronic Banking	235	(7)
Balance Your Checkbook	242	(6)
Other Banking Services	248
Apply and Review
In Class Activity	224	(15)
Internet Activity	239
Try These	227	(1)
Think Critically	227	(27)
Chapter Assessment	254
Special Features
Exploding Myths	220	(1)
Journal Journey	221	(24)
Buy the Numbers	245	(1)
Communicate	246
Consumer Action	222	(15)
Consumer Alert!	237	(3)
Cyber Consumer	240
Guess What?	225	(8)
Math of Money	233	(13)
Primary Sources	246
Vote Your Wallet	224	(13)
What in the World?	237	(21)
Saving - Plan for Financial Security	258	(28)
Decision Making Project -- Save Yourself	259	(1)
Lessons
Why Save?	260	(4)
Savings Institutions and Accounts	264	(6)
Save with Safety	270	(6)
Simple and Compound Interest	276
Apply and Review
In Class Activity	266
Internet Activity	262	(1)
Try These	263	(1)
Think Critically	263	(19)
Chapter Assessment	282
Special Features
Exploding Myths	258	(1)
Journal Journey	259	(13)
Buy the Numbers	272
Communicate	262	(4)
Consumer Alert!	266
Consumer Action	260	(14)
Cyber Consumer	274
Guess What?	265	(12)
Math of Money	277
Primary Sources	268	(1)
Vote Your Wallet	268	(11)
What in the World?	279	(7)
Investing -- Prepare for Your Future	286	(40)
Decision Making Project -- Invest in Yourself	287	(1)
Lessons
Investing Basics	288	(6)
How to Invest in Corporations	294	(8)
How to Invest in Mutual Funds	302	(4)
Research Investments	306	(10)
Retirement and Other Investments	316
Apply and Review
In Class Activity	292	(15)
Internet Activity	307
Try These	293	(1)
Think Critically	293	(29)
Chapter Assessment	322
Special Features
Exploding Myths	286	(1)
Journal Journey	287	(11)
Buy the Numbers	298	(21)
Communicate	319
Consumer Action	288	(22)
Consumer Alert!	310
Cyber Consumer	292	(3)
Guess What?	295
Math of Money	290	(18)
Primary Sources	308
Vote Your Wallet	291	(5)
What in the World?	296	(30)
Credit -- You're in Charge	326	(38)
Decision Making Project -- Give Yourself Credit	327	(1)
Lessons
What is Credit?	328	(6)
How to Qualify for Credit	334	(6)
Sources of Consumer Credit	340	(8)
Credit Rights and Responsibilities	348	(6)
Maintain a Good Credit Rating	354
Apply and Review
In Class Activity	331	(14)
Internet Activity	345
Try These	333	(1)
Think Critically	333	(27)
Chapter Assessment	360
Special Features
Exploding Myths	326	(1)
Journal Journey	327	(3)
Buy the Numbers	330	(6)
Communicate	336
Consumer Action	328	(14)
Consumer Alert!	342	(14)
Cyber Consumer	356
Guess What?	329	(15)
Math of Money	344
Primary Sources	338	(11)
Vote Your Wallet	349	(8)
What in the World?	357	(7)
Budget Essentials -- Food, Clothes, and Fun	364	(30)
Decision Making Project -- Shop 'til You Drop	365	(1)
Lessons
Nutrition Facts	366	(6)
Shop for a Healthful Diet	372	(6)
Evaluate Clothes Choices	378	(6)
Recreation and Travel	384
Apply and Review
In Class Activity	374
Internet Activity	371	(1)
Try These	371	(1)
Think Critically	371	(19)
Chapter Assessment	390
Special Features
Exploding Myths	364	(1)
Journal Journey	365	(11)
Buy the Numbers	376	(3)
Communicate	379
Consumer Action	366	(4)
Consumer Alert!	370	(17)
Cyber Consumer	387
Guess What?	373	(7)
Math of Money	380
Primary Sources	369	(4)
Vote Your Wallet	373	(13)
What in the World?	386	(8)
Transportation -- How Will You Get There?	394	(38)
Decision Making Project -- Got to Get There	395	(1)
Lessons
Transportation Basics	396	(6)
How to Choose a Car	402	(6)
To Buy or Lease?	408	(8)
The Car-Buying Process	416	(6)
How to Maintain a Car	422
Apply and Review
In Class Activity	401	(19)
Internet Activity	420
Try These	401	(1)
Think Critically	401	(27)
Chapter Assessment	428
Special Features
Exploding Myths	394	(1)
Journal Journey	395	(24)
Buy the Numbers	419	(4)
Communicate	423
Consumer Action	396	(14)
Consumer Alert!	410
Cyber Consumer	405
Guess What?	398	(5)
Math of Money	403	(8)
Primary Sources	411
Vote Your Wallet	397	(1)
What in the World?	398	(34)
Housing - A Place to Call Home	432	(32)
Decision Making Project -- Rule Your Own Roost	433	(1)
Lessons
Your Housing Options	434	(6)
How to Rent an Apartment	440	(7)
How to Buy a Home	447	(7)
How to Furnish Your Home	454
Apply and Review
In Class Activity	444
Internet Activity	438	(1)
Try These	439	(1)
Think Critically	439	(21)
Chapter Assessment	460
Special Features
Exploding Myths	432	(1)
Journal Journey	433	(24)
Buy the Numbers	457
Communicate	438
Consumer Action	434	(14)
Consumer Alert!	448	(2)
Cyber Consumer	450	(1)
Guess What?	450	(1)
Math of Money	451
Primary Sources	445	(4)
Vote Your Wallet	449
What in the World?	436	(28)
Automobile and Home Insurance -- Sharing the Risk	464	(34)
Decision Making Project -- Cover Your Wheels	465	(1)
Lessons
Insurance Basics	466	(6)
Automobile Insurance	472	(8)
Home Insurance Coverage	480	(7)
Providers and the Claims Process	487
Apply and Review
In Class Activity	476
Internet Activity	469	(2)
Try These	471	(1)
Think Critically	471	(23)
Chapter Assessment	494
Special Features
Exploding Myths	464	(1)
Journal Journey	465	(24)
Buy the Numbers	489
Communicate	477
Consumer Action	466	(7)
Consumer Alert!	473	(4)
Cyber Consumer	477
Guess What?	474	(10)
Math of Money	484
Primary Sources	470	(13)
Vote Your Wallet	483
What in the World?	467	(31)
Health and Life Insurance -- Your Personal Security	498	(38)
Decision Making Project -- An Apple a Day	499	(1)
Lessons
Health Insurance Basics	500	(6)
Health Insurance Plans	506	(6)
Choose a Health Plan	512	(6)
Health Care Rights and Responsibilities	518	(7)
Life Insurance	525
Apply and Review
In Class Activity	503	(26)
Internet Activity	529
Try These	505	(1)
Think Critically	505	(27)
Chapter Assessment	532
Special Features
Exploding Myths	498	(1)
Journal Journey	499	(3)
Buy the Numbers	502	(11)
Communicate	513
Consumer Action	500	(4)
Consumer Alert!	504	(24)
Cyber Consumer	528
Guess What?	501	(6)
Math of Money	507	(6)
Primary Sources	513	(7)
Vote Your Wallet	520
What in the World?	509	(27)
Choose Services -- When You Need Help	536	(28)
Decision Making Project -- Is There a Doctor in the House?	537	(1)
Lessons
Health Care Providers	538	(8)
Legal Service Providers	546	(8)
Government Assistance	554
Apply and Review
In Class Activity	543	(14)
Internet Activity	557
Try These	545	(1)
Think Critically	545	(15)
Chapter Assessment	560
Special Features
Exploding Myths	536	(1)
Journal Journey	537	(12)
Buy the Numbers	549
Communicate	541
Consumer Action	538	(2)
Consumer Alert!	540	(7)
Cyber Consumer	547	(3)
Guess What?	550
Math of Money	548	(3)
Primary Sources	551	(4)
Vote Your Wallet	555	(1)
What in the World?	556	(8)
Global Economy -- What It Means to You	564	(34)
Decision Making Project -- It's a Small World	565	(1)
Lessons
The Nature of International Trade	566	(7)
U.S. Economy and World Trade	573	(7)
Government and the Economy	580	(7)
It's a Global Economy	587
Apply and Review
In Class Activity	568	(16)
Internet Activity	584
Try These	572	(1)
Think Critically	572	(22)
Chapter Assessment	594
Special Features
Exploding Myths	564	(1)
Journal Journey	565	(13)
Buy the Numbers	578	(12)
Communicate	590
Consumer Action	566	(10)
Consumer Alert!	576	(13)
Cyber Consumer	589
Guess What?	581
Math of Money	577	(8)
Primary Sources	585
Vote Your Wallet	582
What in the World?	569	(29)
Life-Span Plan Project	598	(4)
Glossary	602	(16)
Index	618