did-you-know? rent-now

Amazon no longer offers textbook rentals. We do!

did-you-know? rent-now

Amazon no longer offers textbook rentals. We do!

We're the #1 textbook rental company. Let us show you why.


Finite Mathematics with Applications In the Management, Natural, and Social Sciences

by ; ; ;
  • ISBN13:


  • ISBN10:


  • Edition: 12th
  • Format: Hardcover
  • Copyright: 2018-01-02
  • Publisher: Pearson

Note: Supplemental materials are not guaranteed with Rental or Used book purchases.

Purchase Benefits

  • Free Shipping Icon Free Shipping On Orders Over $35!
    Your order must be $35 or more to qualify for free economy shipping. Bulk sales, PO's, Marketplace items, eBooks and apparel do not qualify for this offer.
  • eCampus.com Logo Get Rewarded for Ordering Your Textbooks! Enroll Now
  • Complimentary 7-Day eTextbook Access - Read more
    When you rent or buy this book, you will receive complimentary 7-day online access to the eTextbook version from your PC, Mac, tablet, or smartphone. Feature not included on Marketplace Items.
List Price: $233.31 Save up to $143.32
  • Rent Book $186.65
    Add to Cart Free Shipping Icon Free Shipping


    7-Day eTextbook Access 7-Day eTextbook Access

    *This item is part of an exclusive publisher rental program and requires an additional convenience fee. This fee will be reflected in the shopping cart.

Supplemental Materials

What is included with this book?


For freshman/sophomore, second-semester or second and third quarter courses covering finite mathematics for students in management or the natural and social sciences.

A strong foundation and logical progression through finite math and calculus

The unique organization of Finite Mathematics with Applications in the Management, Natural, and Social Sciences gives students four chapters of college algebra, rather than the usual two, before moving into finite math and calculus. From there, the authors build upon familiar foundations and then move to new concepts; students are shown concrete examples before learning general rules and formulas. 

With an ongoing focus on real-world problem solving, almost every section in the 12th Edition includes relevant, contemporary applications and fine-tuned pedagogical devices.  A prior course in basic algebra is assumed.

Also available with MyLab Math 

By combining trusted authors’ content with digital tools and a flexible platform, MyLab personalizes the learning experience and improves results for each student. 

Note: You are purchasing a standalone product; MyLab Math does not come packaged with this content. Students, if interested in purchasing this title with MyLab Math, ask your instructor to confirm the correct package ISBN and Course ID. Instructors, contact your Pearson representative for more information.

If you would like to purchase both the physical text and MyLab Math, search for:

0134862694 / 9780134862699 Finite Mathematics with Applications and MyLab Math with Pearson eText -- Title-Specific Access Card Package, 12/e

Package consists of:   

  • 0134767616 / 9780134767611 Finite Mathematics with Applications In the Management, Natural, and Social Sciences, 12/e
  • 013485165X / 9780134851655 MyLab Math with Pearson eText -- Standalone Access Card -- for Finite Mathematics with Applications in the Management, Natural, and Social Sciences, 12/e

Author Biography

Marge Lial (late) was always interested in math; it was her favorite subject in the first grade! Lial's intense desire to educate both her students and herself has inspired the writing of numerous best-selling textbooks. Lial, who received bachelor's and master's degrees from California State University at Sacramento, was affiliated with American River College. An avid reader and traveler, her travel experiences often find their way into her books as applications, exercise sets, and feature sets. Her interest in archeology lead to trips to various digs and ruin sites, producing some fascinating problems for her textbooks involving such topics as the building of Mayan pyramids and the acoustics of ancient ball courts in the Yucatan.


Thomas W. Hungerford (late) received his bachelor’s degree from Holy Cross and his PhD from the University of Chicago. He taught for many years at the University of Washington (Seattle) before moving to Cleveland State University in 1980 and then to St. Louis University to in 2003. He wrote a number of research articles in algebra and several in mathematics education. Dr. Hungerford is the author or coauthor of more than a dozen mathematics textbooks, ranging from high school to graduate level, several of which are published by Pearson. He passionately promoted the effective use of technology in mathematics instruction. Dr. Hungerford was also a referee and reviewer for various mathematical journals and served on National Science Foundation panels for selecting grant recipients.


John P. Holcomb, Jr. received his bachelor's degree from St. Bonaventure University and his PhD from the University at Albany, State University of New York. He is professor and chair and frequently publishes with researchers in a variety of disciplines where he provides statistical analysis. Dr. Holcomb has also authored several papers in statistical education and is very active in the American Statistical Association and the Mathematical Association of America. He was named a Carnegie Scholar in 2000 by the Carnegie Foundation for the Advancement of Teaching and Learning and in 2003 received the Waller Award from the American Statistical Association for outstanding teaching of introductory statistics. 


Bernadette Mullins received her bachelor’s degree from Western Illinois University and her PhD from the University of Iowa. She is currently professor of mathematics at Birmingham-Southern College (BSC) in Birmingham, Alabama, where she arrived in 2000. She has published numerous articles in the fields of commutative ring theory and mathematics education. She has served as co-investigator for several National Science Foundation grants related to improving mathematics education. Dr. Mullins has won four awards for her excellence in teaching, including the Bob Whetstone award at BSC. Throughout her career, she has been active in Project NExT (New Experiences in Teaching) and the Mathematical Association of America, and was elected Alabama State Director of the MAA in 2013.

Table of Contents


To the Student

Prerequisite Skills Test

1.  Algebra and Equations 

1.1 The Real Numbers 

1.2 Polynomials

1.3 Factoring

1.4 Rational Expressions

1.5 Exponents and Radicals

1.6 First-Degree Equations

1.7 Quadratic Equations

Summary and Review

CASE STUDY 1. Energy Efficiency and Long-Term Cost Savings

2. Graphs, Lines, and Inequalities

2.1 Graphs 

2.2 Equations of Lines 

2.3 Linear Models 

2.4 Linear Inequalities 

2.5 Polynomial and Rational Inequalities 

Summary and Review 

CASE STUDY 2. Using Extrapolation and Interpolation for Prediction 

3. Functions and Graphs 

3.1 Functions 

3.2 Graphs of Functions 

3.3 Applications of Linear Functions 

3.4 Quadratic Functions and Applications 

3.5 Polynomial Functions 

3.6 Rational Functions 

Summary and Review 

CASE STUDY 3. Maximizing Profit 

4. Exponential and Logarithmic Functions 

4.1 Exponential Functions 

4.2 Applications of Exponential Functions 

4.3 Logarithmic Functions 

4.4 Logarithmic and Exponential Equations 

Summary and Review 

CASE STUDY 4. Gapminder.org 

5. Mathematics of Finance 

5.1 Simple Interest and Discount 

5.2 Compound Interest 

5.3 Annuities, Future Value, and Sinking Funds 

5.4 Annuities, Present Value, and Amortization 

Summary and Review 

CASE STUDY 5. Investing in Stocks and Using the Rule of 72

6. Systems of Linear Equations and Matrices 

6.1 Systems of Two Linear Equations in Two Variables 

6.2 Larger Systems of Linear Equations 

6.3 Applications of Systems of Linear Equations 

6.4 Basic Matrix Operations 

6.5 Matrix Products and Inverses 

6.6 Applications of Matrices 

Summary and Review 

CASE STUDY 6. Airline Route Maps 

7. Linear Programming 

7.1 Graphing Linear Inequalities in Two Variables 

7.2 Linear Programming: The Graphical Method 

7.3 Applications of Linear Programming 

7.4 The Simplex Method: Maximization 

7.5 Maximization Applications 

7.6 The Simplex Method: Duality and Minimization 

7.7 The Simplex Method: Nonstandard Problems 

Summary and Review 

CASE STUDY 7. Cooking with Linear Programming 

8. Sets and Probability 

8.1 Sets 

8.2 Applications of Venn Diagrams and Contingency Tables 

8.3 Introduction to Probability 

8.4 Basic Concepts of Probability 

8.5 Conditional Probability and Independent Events 

8.6 Bayes’ Formula 

Summary and Review 

CASE STUDY 8. Medical Diagnosis 

9. Counting, Probability Distributions, and Further Topics in Probability 

9.1 Probability Distributions and Expected Value 

9.2 The Multiplication Principle, Permutations, and Combinations 

9.3 Applications of Counting 

9.4 Binomial Probability 

9.5 Markov Chains 

9.6 Decision Making 

Summary and Review 

CASE STUDY 9. Quick Draw® from the New York State Lottery 

10. Introduction to Statistics 

10.1 Frequency Distributions 

10.2 Measures of Center 

10.3 Measures of Variation and Boxplots 

10.4 Normal Distributions 

Summary and Review 

CASE STUDY 10. Standard Deviation as a Measure of Risk 

Appendix A: Areas under the Normal Curve 

Appendix B: Solutions to Prerequisite Skills Test 

Answers to Selected Exercises 

Index of Companies, Products, and Agencies 

Index of Applications 

Subject Index 

Photo Credits 

Reference Endpapers:

• Algebra Review

• Geometric Formulas

• Finite Math Review

Supplemental Materials

What is included with this book?

The New copy of this book will include any supplemental materials advertised. Please check the title of the book to determine if it should include any access cards, study guides, lab manuals, CDs, etc.

The Used, Rental and eBook copies of this book are not guaranteed to include any supplemental materials. Typically, only the book itself is included. This is true even if the title states it includes any access cards, study guides, lab manuals, CDs, etc.

Rewards Program