From Buildings and Loans to Bail-Outs: A History of the American Savings and Loan Industry, 1831–1995

by David L. Mason

• ISBN13: 9780521101226
• ISBN10: 0521101220
• Edition: 1st
• Format: Paperback
• Copyright: 2009-02-12
• Publisher: Cambridge University Press

Summary

This first complete history of the American thrift industry traces its development from its origins in the mid-nineteenth century through the resolution of the savings and loan crisis in the 1990s. Because S&Ls offer affordable forms of consumer finance, these institutions have helped millions of people achieve the "American Dream" of home ownership. Although the thrift crisis of the 1980s and early 1990s dealt a severe blow to the financial health and reputation of the industry, this book reveals the ways government resolved it, and how the industry was reinvented in its aftermath.

Table of Contents

Introduction

A Movement Takes Shape 1831ndash;1899

The Rise of the League 1900ndash;1929

From State to Federal Oversight

The Movement becomes an Industry 1930ndash;1945

The Glory Years 1946ndash;1955

External Challenges and Internal Divisions 1956ndash;1966

Lost Opportunities 1967ndash;1979

Deregulation and Disaster 1979ndash;1988

Resolving the Crisis, Restoring the Confidence 1989ndash;1995

The American Savings and Loan Industry in Perspective

Appendices

Bibliography

Index

Table of Contents provided by Publisher. All Rights Reserved.