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9780199458295

Inclusive Finance India Report 2014

by ; ;
  • ISBN13:

    9780199458295

  • ISBN10:

    0199458294

  • Format: Paperback
  • Copyright: 2015-03-25
  • Publisher: Oxford University Press
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Summary

Inclusive Finance India Report 2014 presents in-depth research and analysis on financial inclusion with evidence on the decisive shift in the positioning of microfinance within the financial system of India. Following up on Microfinance State of the Sector Report 2013 by the authors, this year's report focuses on recent developments in inclusive financing and efforts by governments and banks in extending financial services to the unbanked and underbanked regions and populations. The report tracks the progress of financial inclusion initiatives across institutional structures and delivery models, including the main microfinance channels. It contributes to an understanding of the complexities of the financial inclusion process, reviews policy development on inclusive finance, and highlights key challenges and opportunities for diverse stakeholders.

A comprehensive reference on annual trends and progress of financial inclusion and the microfinance sector, the report synthesizes data and inputs from the Reserve Bank of India, NABARD, Ministry of Finance, banks, apex financial institutions, technology services providers, sector experts, and resource agencies. It serves to provide a perspective on the practice of financial inclusion in India as well as informing the policy formulation process.

Author Biography


ACCESS Development Services, ,Tara S Nair, Professor at the Gujarat Institute of Development Research, Ahmedabad

Ajay Tankha is an academic and consultant in development economics, rural finance, and microfinance.

Tara S. Nair is currently Professor at the Gujarat Institute of Development Research, Ahmedabad.

Table of Contents


Lists of Tables, Figures, Boxes, Appendices, and Abbreviations
Foreword by Vipin Sharma
Preface
1. Inclusive Finance: Definitions, Perspectives, and Extent
2. Financial Inclusion in India: Plans, Innovations, Challenges
3. Agents of Financial Inclusion: Business Correspondents and Technology-Led Banking Models
4. Building an Inclusive Financial Sector in India: Status and Contribution of Microfinance
5. Inclusive Financing: Policy Direction and Future Prospects
6. Looking Ahead
Annexures
About the Authors

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