Introduction to Risk Management and Insurance

by Dorfman, Mark S.

• ISBN13: 9780130328113
• ISBN10: 0130328111
• Edition: 7th
• Format: Hardcover
• Copyright: 2002-01-01
• Publisher: Pearson College Div

Summary

For upper level undergraduate and graduate level courses in Principles of Insurance or Risk Management. This text focuses on problem-solving from managerial, consumer, and societal perspectives. It emphasizes both the business managerial aspects of risk management and insurance and the numerous consumer applications of the concept of risk management and insurance transaction.

Table of Contents

Preface	xvii
Fundamentals and Terminology	1	(17)
Defining the Insurable Event	18	(25)
Risk Management	43	(23)
Financial Services Companies	66	(20)
Insurance Occupation	86	(29)
The Insurance Market: The Economic Problem	115	(18)
Insurance Regulations	133	(24)
Insurance Contracts	157	(22)
Basic Property and Liability Insurance Contracts	179	(16)
Homeowners Insurance	195	(27)
The Personal Auto Policy	222	(17)
Professional Financial Planning	239	(20)
Life Insurance Policies	259	(23)
Annuities	282	(12)
Medical Expense and Disability Insurance	294	(20)
Standard Life Insurance Contract Provisions and Options	314	(15)
Advanced Topics in Risk Management	329	(26)
Commercial Property Insurance	355	(20)
General Liability Insurance	375	(12)
Special Liability Insurance	387	(21)
Bonding, Crime Insurance, and Reinsurance	408	(14)
Employee Benefits	422	(25)
Social Security	447	(17)
Unemployment and Workers' Compensation Insurance	464	(15)
Glossary	479	(16)
Appendix A: Homeowner's Insurance Policy	495	(44)
Appendix B: Personal Auto Policy	539	(14)
Appendix C: Sample Whole Life Insurance Policy and Application	553	(16)
Appendix D: Answers to Objective Questions	569	(2)
Index	571