Managing Debt For Dummies^®

by John Ventura; Mary Reed

• ISBN13: 9780470139172
• ISBN10: 047013917X
• Format: eBook
• Copyright: 2007-05-01
• Publisher: For Dummies

Summary

If you're trying to kick the "Buy Now/Pay Later" habit and get your spiraling debt under control, you need Managing Debt For Dummies now! This practical, commonsense guide provides straightforward strategies for coping with every kind of secured and unsecured debt, including, personal loans, car loans, mortgages, home equity loans, lines of credit, credit cards, finance company loans, and student loans. You'll find out how easy it is to: Distinguish between good and bad debt Go on a "debt diet" to get back into financial shape Start a filing system to track debt and protect life after debt Adopt a smart spending regimen Increase your income Consolidate your debt Decide which bills to pay when you can't pay them all Use credit cards responsibly You can still live well while slashing spending on groceries, clothing, and entertainment. Find out how in Managing Debt for Dummies.

Table of Contents

Introduction

Getting a Grip on Your Finances

The Basics of Managing Too Much Debt

Facing Financial Facts

Adopting an Attitude for Success

Going on a Debt Diet

Building a Budget

Slashing Your Spending and Making More Money

Negotiating with Your Creditors

Consolidating Your Debts

Using Credit Counseling to Get a Grip on Your Finances

Dealing with Debt Collectors

Tackling Your High-Stake Debts

Managing Your Past-Due Mortgage

Keeping Your Wheels on the Road

Avoiding an Eviction and the Loss of Your Utilities

Handling Medical Bills and Child Support Obligations

Catching Up on Your Federal Taxes

Taking Responsibility for Your Federal Student Loan

Avoiding Debt Problems down the Road

Getting Good Credit Back

Life after Too Much Debt: Staying on Track

The Part of Tens

Ten Great Resources for Dealing with Debt

Ten Debt Don'ts

Index

Table of Contents provided by Publisher. All Rights Reserved.