Money with Jess Your Ultimate Guide to Household Budgeting

by Irvine, Jessica

• ISBN13: 9780730398233
• ISBN10: 0730398234
• Edition: 1st
• Format: Paperback
• Copyright: 2022-06-13
• Publisher: Wiley

Summary

**Winner of the Book of the Year, Winner of the Personal Development Book of the Year and Finalist of the Finance and Investment Book of the Year at the Australian Business Book Awards 2022**

Learn how to get money, how to spend it and how to save it. 

Does thinking about money make you feel overwhelmed, confused or anxious? That ends now. Join one of Australia’s most loved and respected economics journalists, Jessica Irvine, as she helps you strip away your negative money thoughts and teaches you the real meaning of money: how to get it, how to spend it and how to save it. 

Whether you want to buy a home, retire comfortably, sleep well at night, leave a job you hate or borrow to build your wealth, learning to budget your money is the foundation of all good money decisions. 

Money with Jess unpacks the unique and simple system Jess created for organising, tracking and investing her own money. You’ll also find: 

• Over 300 genius hacks to help you boost your income, trim your spending and create the life you truly want. 
• Effective strategies for coming to grips with your own spending habits 
• A colorful system for personal finance that will keep you engaged and interested 

Money doesn’t have to be intimidating. With Money with Jess, you can forget the fear and learn to make money decisions with confidence. 

Author Biography

JESSICA IRVINE is a senior economics writer at The Sydney Morning Herald and The Age newspapers, where she authors the popular weekly newsletter ‘Money with Jess’. She has an honours degree in Economics and regularly overshares the intimate details of her financial life on her Instagram @moneywithjess.

Table of Contents

Introduction xi

Part I How to build a healthy money mindset 1

1 Identifying your money emotions 5

2 Seven money thoughts you need to ditch right now 15

3 It’s time to meet Future You… 33

4 The four steps to financial freedom 41

Part II How to create an annual budget 55

5 Why you need a budget 59

6 My 10 budget categories explained 69

HOUSING Put a roof over your head 73

HOUSEHOLD Make your house a home 87

UTILITIES Connect your home to essential services 103

TRANSPORT Get from A to B 111

FOOD Nourish your body 127

HEALTH Prevent and cure illness 133

EDUCATION Acquire knowledge to boost future income 143

APPEARANCE Influence how other people see you 149

LIFESTYLE Have fun! 155

PROFESSIONAL FEES Pay people to help you 171

7 Create your very own budget 183

Part III How to maintain your budget 201

8 Track your spending 205

9 Set up Future Funds 213

10 Check in with your budget each month 225

11 Q&A with Jess 237

12 Next steps 243

A Final Note 247

Index 251