Nice Girls Don't Get Rich : 75 Avoidable Mistakes Women Make with Money

by Frankel, Lois P.

• ISBN13: 9780446577090
• ISBN10: 044657709X
• Format: Hardcover
• Copyright: 2005-05-10
• Publisher: Grand Central Pub

Summary

Borrowing on your credit cards? Saving instead of investing? Caring for others financially and ignoring your own needs? The things you learned as a girl may be preventing you from becoming financially independent and following your own dreams. Now bestselling author Lois Frankel tackles the outdated concepts that keep you from having the wealth you deserve, and she offers tried-and-true coaching tips to help you take control of your money and your life. Discover all the "nice girl" behaviors-and how to overcome them today!

Table of Contents

Introduction	xiii
Women and Wealth	1	(22)
Getting in the Money Game	23	(26)
Striving for Survival, Not Wealth	25	(2)
Not Creating a Financial Goal	27	(3)
Not Knowing Your Net Worth	30	(4)
Not Playing to Win	34	(2)
Listening to Naysayers	36	(3)
Setting Artificial Boundaries	39	(4)
Not Balancing the Strategic with the Tactical	43	(2)
Staying in Your Safety Zone	45	(4)
Taking Charge of Your Financial Life	49	(34)
Not Making Your Financial Well-Being a Priority	51	(3)
Choosing to Remain Financially Illiterate	54	(5)
Being a Financial Ostrich	59	(3)
Managing Egos, Not Your Wealth	62	(3)
Not Trusting Your Intuition	65	(3)
Trusting the Wrong People	68	(4)
Living Together Before Discussing Finances	72	(2)
Letting a Deadbeat Dad Shirk His Responsibility	74	(3)
Not Attending to Your Existing Material Assets	77	(3)
Not Taking Care of Your Most Important Asset: You	80	(3)
Spending Your Money Wisely	83	(42)
Getting into Deep Debt	86	(3)
Spending as an Emotional Crutch	89	(2)
Making Emotionally Driven Purchases	91	(4)
24/7 Shopping	95	(2)
Impulse Buying	97	(3)
Guilt Shopping Trips	100	(2)
Making Up for Lost Time	102	(2)
Not Distinguishing between Wants and Needs	104	(3)
Giving In to Social Pressure	107	(3)
First-Job Syndrome	110	(2)
Spending Money to Save Money	112	(3)
Not Taking Time to Research	115	(3)
Ignoring Rebates, Cash Back, and Mileage Options	118	(2)
Not Selecting the Right Automobile Financing Option	120	(5)
Learning Money Basics	125	(18)
Not Budgeting	127	(3)
Paying Bills, Not Managing Money	130	(3)
Not Balancing Your Checkbook	133	(3)
Ignoring Monthly Statements	136	(3)
Signing Tax Returns without Reviewing Them	139	(2)
Ignoring What You Don't Spend	141	(2)
Saving and Investing for Future Wealth	143	(42)
Not Having Investments in Your Name	145	(3)
Mismanaging Acquired Wealth	148	(2)
Being Risk-Averse	150	(3)
Thinking You Don't Have Enough to Invest to Make a Difference	153	(3)
Confusing Sentiment with Investment	156	(3)
Delaying the Purchase of a Home	159	(4)
Saving Instead of Investing	163	(3)
Analysis Paralysis	166	(2)
Relying on Social Security to Take You through Retirement	168	(3)
Not Taking Advantage of Compound Interest for Retirement	171	(2)
Not Leveraging Company Contributions	173	(3)
Paying Off ``Good Loans'' Early	176	(2)
Not Seeking Financial Advice	178	(4)
Not Planning for Unexpected Disability	182	(3)
Maximizing Your Financial Potential at Work	185	(34)
Working in a Female Ghetto	187	(4)
Working at a Salary Less Than What You Deserve	191	(5)
Neglecting the Perks	196	(3)
Not Getting Reimbursed for Out-of-Pocket Expenses	199	(3)
Giving Away Your Time	202	(3)
Reducing Your Fees or Prices	205	(3)
Not Charging for Your Services	208	(2)
Overlooking Travel Opportunities	210	(2)
Not Using Up Your Vacation Time	212	(3)
Ignoring Tuition Reimbursement and Training Opportunities	215	(3)
Not Reading Nice Girls Don't Get the Corner Office: 101 Unconscious Mistakes Women Make That Sabotage Their Careers	218	(1)
Playing It Smart with Your Money	219	(34)
Failure to Negotiate	221	(3)
Loaning Money to Family and Friends	224	(3)
Giving Away Money	227	(3)
Not Advocating for Yourself During a Divorce or Separation from a Life or Business Partner	230	(4)
Being Insurance-Poor	234	(3)
Not Maximizing Legitimate Tax Deductions	237	(2)
Enabling Adult Children to Lead Unrealistic Lifestyles	239	(2)
Underestimating or Ignoring the Value of Your Assets	241	(2)
Succumbing to Sales Pressure	243	(2)
Not Giving Smartly	245	(3)
Starting a Nonprofit Venture without Doing Your Homework	248	(2)
Starting a Foundation (All My Friends Have One) without the Facts	250	(3)
Resources	253