One Year to an Organized Financial Life From Your Bills to Your Bank Account, Your Home to Your Retirement, the Week-by-Week Guide to Achieving Financial Peace of Mind

by Leeds, Regina; Wild, Russell

• ISBN13: 9780738213675
• ISBN10: 0738213675
• Format: Paperback
• Copyright: 2009-12-29
• Publisher: Da Capo Lifelong Books

Summary

Have unopened statements piled up on your countertop? Is the interest rate on your credit cards a mystery? Are you forever losing receipts for items you meant to return? And are you afraid to look at the balance of your retirement account?

Author Biography

Regina Leeds, a professional organizer, has brought order to home and work environments for two decades. She lives in Toluca Lake, California.

Russell Wild is a NAPFA-certified financial advisor and the principal of Global Portfolios. He lives in Allentown, Pennsylvania.

Table of Contents

Introduction	p. l
January: Take Control	p. 9
Uncover the Origins of Your Relationship with Money	p. 11
Clean Out What You Carry	p. 16
Streamline Your Home Office Space	p. 21
Set Up a Financial File System	p. 27
February: Assess Your Finances	p. 35
Pay Your Bills on Time	p. 37
Determine Your Income and Fixed Expenses	p. 42
Determine Your Variable Expenses	p. 45
Take a Fresh Look at Your Expenses	p. 47
March: Get Ready for Taxes	p. 52
Decide Which Documents to Save	p. 53
Stop the Paper Stacks	p. 56
Prepare Your Tax Returns	p. 59
Signed, Sealed, Delivered	p. 64
April: Spend Less, Save More	p. 68
Reduce Your Expenses	p. 70
Harness Your Marketability	p. 79
Working with Your Budget	p. 84
Banking Made Brighter	p. 86
May: Borrow Smart	p. 92
Lower Your Cost of Credit	p. 94
Curb Credit Card Spending	p. 98
Reduce and Rejoice	p. 102
Protect Your Identity	p. 104
June: Build a Nest Egg	p. 108
Establish a Retirement Plan	p. 110
Calculate How Much You Need to Save	p. 114
Assess How Much Risk You Can Afford	p. 116
Max Out Where It Pays	p. 120
July: Make Long-Range Financial Plans	p. 124
Decide Whether You Need a Financial Advisor	p. 126
Maintain Your Portfolio	p. 130
Draw Up a Will and Trust	p. 134
Review Your Beneficiary Forms	p. 140
August: Refinance and Downsize Options	p. 143
Look for Downsizing Opportunities	p. 145
Clear the Clutter, Room by Room	p. 154
Hold a Yard Sale	p. 160
Determine If You Should Refinance	p. 165
September: Children and Money	p. 173
Frugality for Parents	p. 175
Educate Your Children about Money	p. 180
Save for College	p. 183
How Your Child Can Contribute	p. 188
October: Protect Your Assets	p. 193
Medical Insurance	p. 195
Homeowner's and Renter's Policies	p. 202
Disability and Long-Term Care Coverage	p. 205
Planes, Trains, and Automobiles	p. 208
November: The Season for Sane Spending	p. 212
Holiday Budget	p. 214
Gift-Giving	p. 217
Family Gatherings	p. 225
Holiday Travel	p. 229
December: Year-End Money Moves	p. 234
Tasks for Every December	p. 236
Tax-Loss Harvesting	p. 238
Charitable Giving	p. 240
Move Smoothly into the Future	p. 243
Acknowledgments	p. 249
Resources	p. 251
Index	p. 259
Table of Contents provided by Ingram. All Rights Reserved.

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