Permanent Disability at Private, Self-Insured Firms: A Study of Earnings Loss, Replacement, and Return to Work for Workers' Compensation Claimants

by Reville, Robert T.; Polich, Suzanne; Seabury, Seth; Giddens, Elizabeth

• ISBN13: 9780833029249
• ISBN10: 083302924X
• Format: Paperback
• Copyright: 2000-10-01
• Publisher: Natl Book Network

Table of Contents

Preface	vii
Figures	xi
Tables	xiii
Summary	xv
Acknowledgments	xxvii
Introduction	1	(4)
Self Insurance in California and Implications for Return to Work and Replacement of Lost Earnings	5	(8)
Measuring Earnings Losses and Replacement Rates	13	(6)
Data	19	(6)
Self Insured Data	19	(2)
Insured Data	21	(1)
Wage Data	22	(1)
Linking Claims and Wage Data and Selecting Controls	22	(3)
Results on Earnings Losses and Replacement Rates	25	(16)
Self-Insured Employers: Baseline Results	25	(8)
The impact of Sampling and Response Bias on Estimates	33	(2)
Comparing Estimates of Earnings Losses and Replacement Rates at Insured and Self Insured Employers	35	(6)
Comparing Results on Return to Work at Insured and Self Insured Firms	41	(8)
Results on Earnings Losses and Replacement Rates by Severity of Injury	49	(6)
Explaining the Differences: The Impact of Firm Size and Pre-Injury Earnings on age Loss and Replacement Rates	55	(10)
Summary and Implications for Adequacy of Compensation	65	(32)
Appendices
A. Technical Appendix	69	(14)
B. Responses from Workers` Compensation Stakeholders on Report Findings	83	(14)
References	97