In The Beginning | |
Foreword | p. 15 |
FAQ - Read This First! | p. 17 |
Why You Need To Read This Book | p. 19 |
Acknowledgements | p. 23 |
Up Close & Personal with Bill Losey | p. 25 |
My Attorney Made Me Include This | p. 27 |
What You Need To Know Before You Say Goodbye to Your Paycheck | |
You Can Retire Today! | p. 33 |
Confessions of a Financial Planner | p. 41 |
The "Obvious" Risk | p. 43 |
The "Silent" Risk | p. 45 |
The "Employee" Risk | p. 47 |
The "Good News/Bad News" Risk | p. 49 |
The "Relationship" Risk | p. 51 |
The "Unknown" Risk | p. 53 |
Retirement Myths vs. Reality | p. 57 |
You'll need 70-80% of your pre-retirement income | p. 58 |
You need to make your portfolio more defensive | p. 59 |
You have to beat the S&P 500 | p. 60 |
You can rely on the equity in your home | p. 62 |
You'll continue working until your late 60's | p. 63 |
You're gonna receive a large inheritance | p. 63 |
You can live on Social Security | p. 63 |
Asset Allocation: More Important Than The Investments You Own? | p. 65 |
How Emotions Affect Investing | p. 65 |
The Science of Successful Investing | p. 67 |
Diversification: It Ain't Sexy, But It Works | p. 71 |
Balancing Risk & Reward | p. 72 |
Sample Portfolios | p. 73 |
What Wall Street Doesn't Want You To Know | p. 77 |
The High-Profile and Low-Profile Markets | p. 78 |
How They Perform | p. 80 |
Market Efficiency & Costs Matter | p. 81 |
The Skill-Weighted Portfolio | p. 85 |
Creating Income For Life | p. 97 |
How Much Do You Need? | p. 97 |
What Are Your Sources Of Income? | p. 98 |
How Much Have You Saved? | p. 99 |
How To Create "Predictable" Income | p. 101 |
How To Create "Sustainable" Income | p. 102 |
How To Create "Increasing" Income | p. 104 |
Income-Producing Investment Vehicles | p. 104 |
Annuities: The Good, The Bad & The Ugly | p. 106 |
Annuity Guarantees | p. 113 |
The "Safe-Money" Benchmark Strategy | p. 116 |
The Social Security Dilemma | p. 123 |
Social Security 101 | p. 124 |
How Much Can You Expect? | p. 126 |
My #!*&@ Social Security Benefits Can Be Reduced & Taxed? | p. 127 |
When Should I Take It? | p. 128 |
Social Security Maximization Strategies for Couples | p. 130 |
Message for 20-Somethings, 30-Somethings, and 40-Somethings | p. 130 |
CYA - Cover Your ASSets | p. 133 |
To LTC or Not To LTC? That Is The Question | p. 134 |
Is Long-Term Care Insurance Right For You? | p. 136 |
Money For Sale | p. 137 |
The 1% Solution | p. 138 |
"But What If I Never Use My LTC Policy?" | p. 140 |
The Non-Retirement Retirement | |
Happiness Is A Currency More Valuable Than Money | p. 147 |
What Floats Your Boat? | p. 147 |
Retirement Exploration Exercise | p. 149 |
Post-Retirement Job Party Game | p. 152 |
Life Meaning Exercise | p. 153 |
Need a Retirement Coach? | p. 154 |
Play To Win! | p. 155 |
An Invitation from Bill | p. 157 |
Recommended Resources | p. 161 |
Contact Bill Losey | p. 165 |
About the Author | p. 167 |
About BLRS | p. 169 |
Free Gift from the Author | p. 170 |
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