The Rules of Money How to Make It and How to Hold on to It, Expanded Edition

by Templar, Richard

• ISBN13: 9780132907811
• ISBN10: 013290781X
• Edition: Revised
• Format: Paperback
• Copyright: 2012-01-12
• Publisher: Ft Pr

Summary

Money: some people just seem to know how to get it -- and keep it! What's their secret? What do they know that the rest of us don't? They know the "rules of money": the "golden behaviors" that create wealth and make it grow. Anyone can learn the rules of money. You could learn them by spending years watching rich people up close... or you can learn them all right now, with Richard Templar's The Rules of Money, Expanded Edition. Templar -- author of The Rules of Lifeand many other best-sellers -- has brought together dozens of easy wealth-generation techniques you can start using instantly! Now updated and expanded, Templar's rules address everything you need to know about money: how to think wealthy, get wealthy, get even wealthier, stay wealthy, and share your wealth. You'll find great up-to-the-minute advice on saving, spending, and investing, and enjoying your money, too. You'll discover why your money beliefs might be holding you back; how to see wealth as a friend, not the enemy; how to make money without compromising your ethics; avoid envy; make a plan; get your current finances under control; master deal-making and negotiation; discover opportunities nobody else sees, and much more. Templar's bite-size advice isn't just fun to read -- it's easy to use, too!

Author Biography

Richard Templar (Devon, UK) is an astute observer of human behavior who understands what makes the difference between those who effortlessly glide toward success and those who struggle against the tide. He has distilled these observations into his Rules titles, read by more than one million people around the world. His global best-sellers include The Rules of Life, The Rules of Wealth, and The Rules of Work. His books also include I Don't Want Any More Cheese: I Just Want Out of the Trap.

Table of Contents

Acknowledgments	p. x
Introduction	p. xi
Thinking Wealthy	p. 2
Anybody Can Be Wealthy-You Just Need to Apply Yourself	p. 4
Decide on Your Definition of Wealth	p. 6
Set Your Objectives	p. 8
Keep It Under Your Hat	p. 10
Most People Are Too Lazy to Be Wealthy	p. 12
Get a Reality Check	p. 14
Understand Your Money Beliefs and Where They Come From	p. 16
Understand That Wealth Is a Consequence. Not a Reward	p. 18
Decide What You Want Money For	p. 20
Understand That Money Begets Money	p. 22
Calculate the Net Return	p. 24
If You See Money as the Solution. You'll Find It Becomes the Problem	p. 26
You Can Make Lots of Money, You Can Enjoy Your Job, and You Can Sleep Nights	p. 28
Don't Make Money by Being Bad	p. 30
Money and Happiness-Understand Their Relationship	p. 32
Know the Difference Between Price and Value	p. 34
Know How the Wealthy Think	p. 36
Don't Envy What Others Have	p. 38
It's Harder to Manage Yourself Than It Is to Manage Your Money	p. 40
Getting Wealthy	p. 42
You've Got to Know Where You Are Before You Start	p. 44
You've Got to Have a Plan	p. 46
Get Your Finances Under Control	p. 48
Insurance Pays Someone, and Odds Are It's Not You	p. 50
Only by Looking Wealthy Can You Become Wealthy	p. 52
Speculate to Accumulate (No, This Isn't Gambling)	p. 54
Decide Your Attitude to Risk	p. 56
Think Through the Alternatives to Taking a Risk	p. 58
If You Don't Trust Someone, Don't Do Business With Them	p. 60
It's Never Too Late to Start Getting Wealthy	p. 62
Start Saving Young (or Teach Your Kids This One If It's Too Late for You)	p. 64
Understand That Your Financial Needs Change at Different Stages of Your Life	p. 66
You Have to Work Hard to Get Rich Enough Not to Have to Work Hard	p. 68
Learn the Art of Deal Making	p. 70
Learn the Art of Negotiating	p. 72
Small Economies Won't Make You Wealthy but They Will Make You Miserable	p. 74
Real Wealth Comes from Deals Not Fees	p. 76
Understand That Working for Others Won't Necessarily Make You Rich-but It Might	p. 78
Don't Waste Time Procrastinating-Make Money Decisions Quickly	p. 80
Work as If You Didn't Need the Money	p. 82
Spend Less Than You Earn	p. 84
Don't Borrow Money-Unless You Really, Really Have To	p. 86
Consider Consolidating Debts	p. 88
Cultivate a Skill and It'll Repay You Over and Over Again	p. 90
Pay Off Your Loans and Debts as a Priority	p. 92
Don't Be Too Busy Earning a Living to Make Some Money	p. 94
Save in Big Chunks-or Should You?	p. 96
Don't Rent; Buy	p. 98
Understand What Investing Really Means	p. 400
Build a Bit of Capital, Then Invest It Wisely	p. 102
Understand That Property, in the Long Run, Will Not Outpace Shares	p. 104
Master the Art of Selling	p. 106
See Yourself as Others Do	p. 108
Don't Believe You Can Always Win	p. 110
Don't Pick Stocks Yourself If You Don't Know What You're Doing	p. 112
Understand How the Stock Market Really Works	p. 114
Only Buy Shares (or Anything) You Can Understand	p. 116
Use Your Head	p. 118
By All Means, Use the Investment Professionals (but Don't Be Used by Them)	p. 120
If You Are Going to Get Financial Advice, Pay for It	p. 122
Don't Fiddle	p. 124
Think Long Term	p. 126
Have a Set Time of Day to Work on Your Wealth Strategy	p. 128
Pay Attention to Detail	p. 130
Create New Income Streams	p. 132
Learn to Play "What If?"	p. 134
Control Spending Impulses	p. 136
Don't Answer Ads That Promise Get-Rich-Quick Schemes-It Won't Be You Who Gets Rich Quick	p. 138
There Are No Secrets	p. 140
Don't Just Read This-Do Something	p. 142
Get Even Wealthier	p. 144
Carry Out a Finance Health Check Regularly	p. 146
Get Some Money Mentors	p. 148
Play Your Hunches	p. 150
Don't Sit Back	p. 152
Get Someone to Do the Stuff You CanÆt	p. 154
Know Yourself-Solo. Duo, or Team Player	p. 156
Look for the Hidden Asset/Opportunity	p. 158
Don't Try to Get Rich Too Quickly	p. 160
Always Ask What's In It for Them	p. 162
Make Your Money Work for You	p. 164
Know When to Let Go of Investments	p. 166
Know Your Own Style	p. 168
Know Why You Should Be Able to Read a Balance Sheet-and How	p. 170
Be One Step Ahead of Your Tax Collector	p. 172
Learn How to Make Your Assets Work for You	p. 174
Don't Ever Believe You're Only Worth What You Are Being Paid	p. 176
Don't Follow the Same Route as Everyone Else	p. 178
Staying Wealthy	p. 180
Shop for Quality	p. 182
Check the Small Print	p. 184
Don't Spend It Before You've Got It	p. 186
Put Something Aside for Your Old Age-No, More Than That!	p. 188
Put Something Aside for Emergencies/Rainy Days-the Contingency Fund	p. 190
You Paid What for It? How to Shop Around	p. 192
Never Borrow Money from Friends or Family (but You Can Allow Them to Invest)	p. 194
Don't Surrender Equity	p. 196
Know When to Stop	p. 198
Sharing Your Wealth	p. 200
Use Your Wealth Wisely	p. 202
Never Lend Money to Friends or Family Unless You Are Prepared to Write It Off	p. 204
Don't Lend. Take Equities	p. 206
You Really. Really Can't Take It with You	p. 208
Know When/How to Say No-and Yes	p. 210
Find Ways to Give People Money Without Them Feeling They Are in Your Debt	p. 212
Don't Over-Protect Your Children from the Valuable Experience of Poverty	p. 214
Know How to Choose Charities/Good Causes	p. 216
Spend Your Own Money Because No One Will Spend It as Wisely as You	p. 218
Take Responsibility Before You Take Advice	p. 220
Once You've Got It. Don't Flaunt It	p. 222
What's Next? Pacts with the Devil?	p. 224
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