What is included with this book?
Trent Hamm transformed his life, escaping both massive consumer debt and work he couldn’t stand. He began sharing the lessons he learned through his website, The Simple Dollar (www.thesimpledollar.com), which has quickly grown into one of the nation’s most
popular personal finance sites, attracting more than 600,000 visitors every month.
He is the author of 365 Ways to Live Cheap: Your Everyday Guide to Saving Money, and writes articlesthat are regularly syndicated to hundreds of small newspapersand newsletters.
Introduction | p. xiii |
Prison Made of Plastic | p. 1 |
Get Everyone on Board | p. 3 |
Reduce Your Interest Rates | p. 5 |
A Plan for Debt Repayment | p. 7 |
Get a Rope | p. 8 |
Snowflaking | p. 10 |
Five Steps for Today | p. 12 |
What's Missing? | |
What Do We Really Need? | p. 17 |
Five Steps Toward Happiness | p. 19 |
A Visit from the Black Swan | p. 23 |
Our Lives Are More Random Than We Think | p. 24 |
Unprepared for the Good | p. 26 |
Unprepared for the Bad | p. 27 |
Sources of Personal Risk | p. 29 |
Maximizing Luck | p. 32 |
The Need for Reliability | p. 33 |
Preparing Yourself | p. 34 |
The Power of Goals in a Random World | p. 37 |
The Changing Value of Long-Term Goals | p. 39 |
The Power of Self-Reliance | p. 42 |
The Key: Short-Term Goals | p. 44 |
Five Steps Toward Your Dreams | p. 46 |
Running to Stand Still | p. 49 |
The Changing Nature of Income | p. 50 |
Your True Hourly Wage | p. 52 |
The Things We Sacrifice | p. 53 |
Your Future Self Isn't Reliable | p. 54 |
The Power of Today | p. 55 |
Five Steps for Breaking Out | p. 56 |
With or Without You | p. 59 |
The Broadening of Community | p. 61 |
The "Tragedy of the Commons" | p. 63 |
The Value of a Relationship | p. 65 |
Social Intelligence | p. 67 |
Getting Started | p. 70 |
Minding the Gap | p. 73 |
Spending Less Than You Earn | p. 74 |
Mind the Gap | p. 75 |
Wants and Needs | p. 76 |
The Frugalist and the Capitalist | p. 78 |
Budgeting | p. 79 |
Five Steps Toward Minding the Gap | p. 80 |
Frugality as Framework | p. 83 |
The Difference Between Frugal and Cheap | p. 84 |
Frugality as a Framework for Freedom | p. 85 |
What's Essential? | p. 87 |
The Peak-End Rule and Life Experiences | p. 90 |
Overvaluing Routine Experiences | p. 91 |
Frugality and Food | p. 94 |
Trimming Your Utility Bills | p. 101 |
Housing and Transportation | p. 102 |
Get Clever with Your Entertainment | p. 105 |
The Five Fundamental Rules of Frugality | p. 107 |
Cultivating People and Opportunities | p. 111 |
Negative Relationships | p. 112 |
Positive Relationships | p. 115 |
From a Negative to a Positive: Cultivating Opportunities | p. 117 |
Five Ways to Maximize Your Positive Relationships | p. 119 |
The New Career Rules | p. 123 |
Where Is Your Loyalty? | p. 124 |
A Community of Peers | p. 125 |
The Power Shift | p. 227 |
Learning, Growing, and Synthesizing | p. 128 |
Passion | p. 129 |
Deliberate Practice | p. 130 |
Transferable Skills | p. 131 |
Finding (and Being) a Mentor | p. 134 |
Five Steps on a Journey of a Thousand Miles | p. 135 |
Life Design-Building Something New | p. 139 |
Building a Solid Foundation | p. 141 |
The Rules of Your Life | p. 144 |
Rules Are Made to Be Broken | p. 146 |
Shoot the Moon | p. 147 |
Five Steps to Designing a New Life | p. 151 |
Managing the Gap | p. 155 |
Avoiding Lifestyle Inflation | p. 156 |
The Crossover Point | p. 159 |
Protecting What You Have | p. 162 |
Five Methods for Maintaining the Gap | p. 164 |
The Personal-Financial Boundary | p. 167 |
Communication | p. 169 |
Honesty | p. 172 |
Time | p. 174 |
Friends, Family, and Lending Money | p. 175 |
Five Steps to Getting Your Relationships on Track | p. 177 |
Recasting Retirement | p. 179 |
Retirement Rarely Equates to Idleness | p. 180 |
What's Your Next Act? | p. 181 |
Recasting Retirement Savings | p. 182 |
Retirement Savings Versus College Savings | p. 184 |
Revisiting the Crossover Point | p. 186 |
Five New Steps Toward "Retirement" | p. 187 |
The New Path to Adulthood | p. 189 |
Setting Your Child Apart-Money Lessons | p. 190 |
Setting Your Child Apart-A Growth Mindset | p. 192 |
Setting Your Child Apart-Self-Reliance | p. 195 |
Setting Your Child Apart-Self-Learning | p. 197 |
Setting Your Child Apart-Unique Experiences | p. 198 |
Setting Your Child Apart-Educational Priorities | p. 200 |
Five Little Steps | p. 201 |
The Power of Giving | p. 203 |
Giving Is Part of Participating in a Community | p. 206 |
Doing It Different | p. 207 |
Five Ways to Get Started | p. 211 |
Holding You Back | p. 213 |
What We Say Versus What We Do | p. 214 |
Passive Barriers | p. 215 |
Clutter | p. 218 |
Focus | p. 220 |
Choosing to Be Happy | p. 221 |
Five Ways to Overcome Your Barriers | p. 222 |
Original of the Species | p. 225 |
Experiences Trump Things | p. 226 |
Insanity: Doing the Same Thing and Expecting Different Results | p. 227 |
Success Is About Differentiation | p. 228 |
Stop Caring What Other People Think | p. 229 |
"Live Like No One Else So You Can Live Like No One Else" | p. 231 |
Five Steps for Going Your Own Way | p. 232 |
11 O'Clock Tick Tock | p. 235 |
The Single Most Important Part of Personal Finance Is Truly Knowing Yourself | p. 236 |
The Second Most Important Part of Personal Finance Is Setting Clear, Concrete Goals | p. 236 |
The World Is More Random Than You Think It Is | p. 237 |
The Most Valuable Resource in the World Isn't Money, It's Time | p. 237 |
The More Supportive People You Have in Your Life, the Better Off You Are | p. 238 |
The Fewer Unsupportive People You Have in Your Life, the Better Off You Are | p. 239 |
Blaming Others for Your Problems Is a Dead-End Road | p. 239 |
The More Time You Spend Improving and Educating Yourself, the Better Your Personal and Financial Life Will Be | p. 240 |
Karma Always Comes Around | p. 241 |
There Are Very Few Aspects of Your Life That Cannot Be Changed | p. 241 |
Index | p. 243 |
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