History and Scope of Texas Credit Code | |
Background on the Texas Credit Code | p. 3 |
Texas Consumer Credit Commissioner | p. 15 |
Relation of the Code to Other Laws | p. 23 |
Texas Usury Case Law on Conventional Interest | p. 31 |
Other Types of Interest under the Code | p. 43 |
Relation of Subtitles 1 and 2 of the Code | p. 51 |
Direct Closed-End Credit | |
Introduction to Direct Closed-end Credit | p. 59 |
Single-Payment, First-Lien Real Estate Installment Loans and Nonconsumer Installment Loans: Chapter 1 of the Code | p. 63 |
Installment Loans for Consumer Purposes and for Purchase of Motor Vehicle: Chapters 3 and 4 of the Code | p. 73 |
Secondary Mortgage Loans: Chapter 5 of the Code | p. 85 |
Dealer Paper | |
Retail Installment Sales of Consumer Goods and Services: Chapter 6 of the Code | p. 101 |
Retail Installment Sales of Motor Vehicles: Chapter 7 of the Code | p. 121 |
Manufactured Homes: Chapter 6A of the Code | p. 137 |
Open-End Credit | |
Introduction to Open-end Credit | p. 155 |
Types of Open-end Credit under the Code | p. 159 |
Interest Calculations | |
Interest Calculations under Subtitle 1 of the Code | p. 179 |
Interest Calculations under Subtitle 2 and Chapter 15 of the Code | p. 193 |
Penalties, Remedies, Defenses, and Litigation | |
General Considerations of Penalties and Remedies | p. 265 |
Penalties, Forfeitures, and Other Remedies | p. 281 |
Defenses and Defensive Strategies | p. 303 |
Parties, Venue, Jurisdiction, and Limitations | p. 329 |
Corrective Action under Chapter 8 of the Code | p. 339 |
Appendixes | p. 349 |
Table of Cases | p. 357 |
Index | p. 371 |
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