With a little planning and this book, you can experience the satisfaction of early semi-retirement.

Bob Clyatt pursued a 20-year career in information services and the Internet before semi-retiring at age 42 in 2001. Since then, he and his family live principally off income from their savings in the manner described in his book, Work Less, Live More. He continues to work on a part-time basis and is an avid cruising sailor, amateur sculptor and a serious student of yoga.

Introduction
Something Wrong in Paradise	p. 2
The Solution: Semi-Retirement	p. 3
Escaping the World of Work: One Story	p. 6
How This Book Can Help	p. 8
A Look at Some Typical Semi-Retirees	p. 9
How to Use This Book
Stages of Semi-Retirement	p. 26
A Quick Look at the Chapters	p. 34
Figure Out Why You Want to Do This
Why Work Seems Stale	p. 40
Work in Other Times and Cultures	p. 46
Planning to Make the Leap	p. 51
Moving From Work to Semi-Retirement	p. 53
Live Below Your Means
What It Means to Live Below Your Means	p. 78
Creating Your Spending Plan	p. 81
Determining Your Annual Spending	p. 83
Determining Your Means	p. 94
A Different Approach for Well-Paid Part-Timers	p. 107
Planning for Changes	p. 108
Shifting Your Thinking to Reduce Spending	p. 124
Children and Semi-Retirement	p. 141
Retiring Outside the U.S.	p. 147
Deciding Whether It's Possible to Semi-Retire	p. 152
Put Your Investing on Autopilot
Help for the Beleaguered Investor	p. 162
Where Wall Street Goes Wrong	p. 165
Myths About Investing	p. 169
Prize-Winning Portfolio Theory	p. 176
Rational Investing	p. 179
Examples of Rational Investing Portfolios	p. 188
Rebalancing Your Portfolio	p. 203
Take 4% Forever
The Safe Withdrawal Rate	p. 210
The Safe Withdrawal Method	p. 214
Data and Results	p. 220
Using the Safe Withdrawal Method	p. 235
Stop Worrying About Taxes
Tax Benefits for Semi-Retirees	p. 241
Strategies for Lowering Taxes	p. 242
Comparing Taxes: Salary Earners and Semi-Retirees	p. 254
Do Anything You Want, But Do Something
Why Work?	p. 261
How Work Evolves in Semi-Retirement	p. 262
Making the Shift	p. 267
Common Work Options for Semi-Retirees	p. 272
Unpaid Work Alternatives	p. 292
Finding New Activities	p. 298
Don't Blow It
Challenges of Semi-Retirement	p. 307
Special Advice for Couples	p. 318
Make Your Life Matter
Simple Steps for a Life Well-Lived	p. 324
Taking Your Pulse	p. 326
The Asset Classes in the Rational Investing Portfolio
Stocks	p. 330
Bonds	p. 332
Other	p. 335
Resources
Early and Semi-Retirement	p. 342
Personal Finance	p. 344
Rational Investing	p. 345
Safe Withdrawal Rates	p. 349
Work/Life Issues	p. 354
Index
Table of Contents provided by Ingram. All Rights Reserved.

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