Economic Education for Consumers

by Miller, Roger LeRoy; Stafford, Alan D.

• ISBN13: 9780538686860
• ISBN10: 0538686863
• Edition: 1st
• Format: Hardcover
• Copyright: 1999-05-18
• Publisher: South-Western Educational Pub

Summary

This all-new text has exciting features, engaging lessons, and multimedia ancillaries to help economic, consumer, and personal finance concepts come to life for your students.

Table of Contents

Consumers - The Engine that Runs the Economy	2	(44)
Decision Making Project - Get Out of Town	3	(1)
Lessons
Decisions, Decisions	4	(5)
Make Decisions	9	(6)
Understand Economic Systems	15	(8)
Consumer's Role in the Economy	23	(5)
Advertising and Consumer Decisions	28	(8)
Be a Responsible Consumer	36	(10)
Buying Technology Products - Let's Talk Tech	46	(36)
Decision Making Project - Get into the Information Age	47	(1)
Lessons
Technology and Consumer Choice	48	(6)
Move into Cyberspace	54	(4)
Choose a Personal Computer	58	(6)
Shop on the Net	64	(8)
Protect Yourself on the Internet	72	(10)
Consumer Protection - Rights, Responsibilities, Resolutions	82	(34)
Decision Making Project - Dissatisfied? Do Something About It	83	(1)
Lessons
Consumer Rights and Responsibilities	84	(6)
Government and Consumer Protection	90	(7)
Deception and Fraud	97	(8)
Resolve Consumer Problems	105	(11)
Choose a Career - Get a job	116	(38)
Decision Making Project - Get a Job	117	(1)
Lessons
Get to Know Yourself	118	(7)
Explore Careers	125	(7)
Apply for a Job	132	(8)
Interview Successfully	140	(6)
Prepare for the Future	146	(8)
Taxes - How Much! Income Will You Keep?	154	(30)
Decision Making Project - Tax Your Dream Job	155	(1)
Lessons
Taxes and Your Paycheck	156	(6)
File a Tax Return	162	(8)
Taxes and Government	170	(5)
Government Spending	175	(9)
Budgeting - How Will You Use Your Money?	184	(30)
Decision Making Project - All in the Family	185	(1)
Lessons
Choose Financial Goals	186	(6)
Track Income and Expenses	192	(6)
Your Budget Worksheet	198	(6)
Create Your Budget for the Year	204	(10)
Banking Services - Where to Stash Your Cash	214	(38)
Decision Making Project - Check it Out	215	(1)
Lessons
How Banks Work	216	(6)
Use Your Checking Account	222	(7)
Electronic Banking	229	(7)
Balance Your Checkbook	236	(6)
Other Banking Services	242	(10)
Saving - Plan for Financial Security	252	(28)
Decision Making Project - Save Yourself	253	(1)
Lessons
Why Save?	254	(4)
Saving Institutions and Accounts	258	(6)
Save with Safety	264	(6)
Simple and Compound Interest	270	(10)
Investing - Prepare for Your Future	280	(38)
Decision Making Project - Invest in Yourself	281	(1)
Lessons
Investing Basics	282	(6)
How to Invest in Corporations	288	(8)
How to Invest in Mutual Funds	296	(4)
Research Investments	300	(8)
Retirement and Other Investments	308	(10)
Credit - You're in Charge	318	(38)
Decision Making Project - Given Yourself Credit	319	(1)
Lessons
What is Credit?	320	(6)
How to Qualify for Credit	326	(6)
Sources of Consumer Credit	332	(8)
Credit Rights and Responsibilities	340	(6)
Maintain a Good Credit Rating	346	(10)
Budget Essentials - Food, Clothes, and Fun	356	(30)
Decision Making Project - Shop 'til You Drop	357	(1)
Lessons
Nutrition Facts	358	(6)
Shop for a Healthful Diet	364	(6)
Evaluate Clothes Choices	370	(6)
Recreation and Travel	376	(10)
Transportation - How Will You Get There?	386	(38)
Decision Making Project - Got to Get There	387	(1)
Lessons
Transportation Basics	388	(6)
How to Choose a Car	394	(6)
To Buy or Lease?	400	(8)
The Car-Buying Process	408	(6)
How to Maintain a Car	414	(10)
Housing - A Place to Call Home	424	(32)
Decision Making Project - Rule Your Own Roost	425	(1)
Lessons
Your Housing Options	426	(6)
How to Rent an Apartment	432	(7)
How to Buy a Home	439	(7)
How to Furnish Your Home	446	(10)
Auto and Home Insurance - Sharing the Risk	456	(34)
Decision Making Project - Cover Your Wheels	457	(1)
Lessons
Insurance Basics	458	(6)
Automobile Insurance	464	(8)
Home Insurance Coverage	472	(7)
Providers and the Claims Process	479	(11)
Health and Life Insurance - Your Personal Security	490	(38)
Decision Making Project - An Apple a Day	491	(1)
Lessons
Health Insurance Basics	492	(6)
Health Insurance Plans	498	(6)
Choose a Health Plan	504	(6)
Health Care Rights and Responsibilities	510	(7)
Life Insurance	517	(11)
Choose Services - When You Need Help	528	(28)
Decision Making Project - Is There a Doctor in the House?	529	(1)
Lessons
Health Care Providers	530	(8)
Legal Service Providers	538	(8)
Government Assistance	546	(10)
Global Economy - What It Means to You	556	(34)
Decision Making Project - It's a Small World	557	(1)
Lessons
The Nature of International Trade	558	(7)
US Economy and World Trade	565	(7)
Government and the Economy	572	(7)
It's a Global Economy	579	(11)
Glossary	590	(16)
Index	606
Photo Credits	524