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9781119902324

Overcoming Debt, Achieving Financial Freedom 8 Pillars to Build Wealth

by
  • ISBN13:

    9781119902324

  • ISBN10:

    1119902320

  • Edition: 1st
  • Format: Hardcover
  • Copyright: 2022-11-15
  • Publisher: Wiley

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Supplemental Materials

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Summary

Transform your financial situation with easy-to-follow advice from a first-generation professional

In Overcoming Debt, Achieving Financial Freedom: 8 Pillars to Build Wealth, lawyer, business owner, and first-generation professional Cindy Zuniga-Sanchez delivers a practical and actionable blueprint for financial independence. Full of easy-to-apply advice for young adults, students, and early-career professionals, the book is a holistic guide to responsibly managing money and debt while building your nest egg.

In the book, you’ll explore how to be a responsible consumer, how to budget, save, invest, pay off debt, build credit, and increase your income. You’ll also understand much of what school didn’t teach you about student loans. The author explains:

  • Strategies to create a realistic and actionable debt repayment plan that will save you money and time
  • Strategies for maximizing your income by negotiating your salary and finding profitable “side hustles”
  • Techniques for straightforward forms of investing that responsibly balance risk and reward
  • The money strategies that she put into place and resources that she used to go from having six-figures of debt to a multiple six-figure net worth

An essential money resource for students, professionals, entrepreneurs, young families, and anyone else hoping to reduce their financial stress and improve their lives, Overcoming Debt, Achieving Financial Freedom is the simple and powerful money guide you’ve been waiting for.

Author Biography

CINDY ZUNIGA-SANCHEZ is the Founder of Zero-Based Budget, where she offers personal finance education on saving, investing, and strategies for debt repayment. She has been featured in national publications, including Forbes, Kiplinger, Business Insider, and Bloomberg Opinion, and received her law degree from the Benjamin N. Cardozo School of Law.

Table of Contents

Preface

Acknowledgments

About the Author

Part I: My Money Story

Chapter 1 Money Lessons from the Bronx

Chapter 2 Financial Hurdles in Pursuit of the American Dream

Chapter 3 The Journey to Financial Freedom

Part II: Eight Wealth-Building Pillars

Chapter 4 Take Inventory of Your Numbers

Chapter 5 Choose the Best Budget for You

Chapter 6 Become a Conscious Consumer

Chapter 7 Save with a Purpose

Chapter 8 Create Your Debt Payoff Plan

Chapter 9 Master Your Credit and Your Credit Cards

Chapter 10 Invest for Future You

Chapter 11 Increase Your Income

Part III: Implementing the Pillars

Chapter 12 Your Financial Roadmap

Index

Supplemental Materials

What is included with this book?

The New copy of this book will include any supplemental materials advertised. Please check the title of the book to determine if it should include any access cards, study guides, lab manuals, CDs, etc.

The Used, Rental and eBook copies of this book are not guaranteed to include any supplemental materials. Typically, only the book itself is included. This is true even if the title states it includes any access cards, study guides, lab manuals, CDs, etc.

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